| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,641,427.04 | 2,361,074.82 | 2,790,373.89 | 4,282,282.00 | 1,344,953.49 | 17,420,111.24 | | Efectivo y Equivalente al Efectivo | 163,670.15 | 77,247.68 | 104,383.92 | 146,321.42 | 115,071.62 | 606,694.79 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 66,927.14 | 0.00 | 0.00 | 0.00 | 66,927.14 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,799,122.09 | 950,164.43 | 1,540,893.97 | 3,120,273.13 | 977,757.67 | 12,388,211.29 | | Inversiones a costo amortizado | 5,149,489.11 | 944,744.89 | 1,491,244.91 | 2,973,467.93 | 977,757.67 | 11,536,704.52 | | Cartera de Creditos, Neta | 649,632.98 | 5,419.54 | 49,649.05 | 146,805.19 | 0.00 | 851,506.76 | | Primas por Cobrar (neto) | 387,921.70 | 558,315.16 | 511,501.91 | 658,998.35 | 205,172.58 | 2,321,909.71 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 111,075.28 | 403,176.95 | 275,985.72 | 126,535.55 | 8,231.15 | 925,004.65 | | Otras cuentas por cobrar | 29,897.09 | 2,715.71 | 17,677.68 | 23,369.62 | 8,084.44 | 81,744.53 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 601.63 | 0.00 | 0.00 | 601.63 | | Participaciones en acciones | 0.00 | 0.00 | 1,535.43 | 13,568.07 | 0.00 | 15,103.50 | | Activo material | 117,079.82 | 210,168.02 | 163,490.14 | 8,273.48 | 2,353.80 | 501,365.25 | | Activo intangible | 7,847.32 | 22,042.80 | 6,658.06 | 2,838.63 | 3,949.19 | 43,336.00 | | Activo fiscales | 2,617.58 | 0.00 | 28,854.58 | 18,389.96 | 11,507.41 | 61,369.52 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 15,691.06 | 0.00 | 15,691.06 | | Otros activos | 22,196.01 | 70,316.92 | 138,790.87 | 148,022.73 | 12,825.64 | 392,152.17 | | | | | | | | | PASIVOS | 3,057,651.88 | 1,702,510.96 | 1,702,610.55 | 2,258,350.16 | 991,724.28 | 9,712,847.83 | | Reservas tecnicas | 2,548,365.65 | 997,864.21 | 925,777.07 | 1,554,352.70 | 506,297.69 | 6,532,657.34 | | Reservas de Riesgo en Curso | 590,987.09 | 87,157.80 | 349,028.61 | 726,366.33 | 185,145.24 | 1,938,685.07 | | Reserva Matematica | 578,897.27 | 46,926.68 | 5,551.81 | 43,937.85 | 3,277.81 | 678,591.41 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 169,848.56 | 0.00 | 0.00 | 169,848.56 | | Reservas para siniestros pendientes de liquidación y/o pago | 492,738.74 | 289,973.77 | 208,042.35 | 256,956.48 | 40,985.92 | 1,288,697.26 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 24,683.69 | 14,498.69 | 10,389.25 | 12,847.88 | 2,049.30 | 64,468.80 | | Reservas de Contingencia | 100,167.46 | 407,491.58 | 51,172.63 | 94,629.84 | 181,799.65 | 835,261.16 | | Reservas para Riesgos Catastróficos | 760,891.40 | 151,815.70 | 131,743.86 | 419,614.33 | 93,039.78 | 1,557,105.06 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 74,657.88 | 350,113.68 | 405,755.46 | 291,560.07 | 72,575.46 | 1,194,662.55 | | Obligaciones por operaciones de seguro y fianzas | 273,761.13 | 151,779.07 | 112,266.14 | 154,319.73 | 302,992.23 | 995,118.31 | | Primas en deposito | 3,276.56 | 61,906.71 | 9,010.00 | 46,171.83 | 9,258.15 | 129,623.24 | | Deposito en garantia por fianzas expedidas | 177,945.79 | 48,502.37 | 53,370.39 | 50,101.23 | 272,852.05 | 602,771.83 | | Acreedores por Primas a devolver | 40,305.84 | 2,275.51 | 0.00 | 15.69 | 0.00 | 42,597.04 | | Comisiones a intermediarios de seguros | 52,232.95 | 39,094.49 | 49,885.75 | 58,030.98 | 20,882.03 | 220,126.21 | | Pasivos financieros a costo amortizado | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 46,663.91 | 124,141.72 | 100,649.41 | 114,572.30 | 34,185.29 | 420,212.63 | | Provisiones Laborales | 54,272.59 | 25,106.84 | 53,953.50 | 55,592.54 | 26,326.04 | 215,251.50 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 59,930.72 | 53,505.44 | 104,208.96 | 87,952.83 | 49,347.56 | 354,945.51 | | | | | | | | | PATRIMONIO | 3,583,775.16 | 658,563.86 | 1,087,763.35 | 2,023,931.83 | 353,229.21 | 7,707,263.41 | | Fondos propios | 3,542,653.21 | 640,194.16 | 1,052,250.94 | 2,024,618.35 | 353,229.21 | 7,612,945.87 | | Capital social pagado | 438,418.39 | 154,256.38 | 410,399.20 | 449,823.00 | 151,267.00 | 1,604,163.97 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 205,470.88 | 127,424.12 | 192,572.45 | 312,259.28 | 63,693.93 | 901,420.67 | | Resultados acumulados | 2,730,691.71 | 341,210.04 | 390,136.09 | 1,170,909.11 | 111,337.35 | 4,744,284.30 | | Resultados del ejercicio | 168,072.23 | 17,303.63 | 59,143.19 | 91,626.59 | 26,930.93 | 363,076.56 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -686.52 | 0.00 | -686.52 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,641,427.04 | 2,361,074.82 | 2,790,373.89 | 4,282,282.00 | 1,344,953.49 | 17,420,111.24 | | | | | | | | | Cuentas de orden | 650,348,729.72 | 825,085,624.29 | 1,734,783,500.59 | 520,721,861.89 | 348,491,814.42 | 4,079,431,530.92 | | Responsabilidades en vigor | 449,160,162.16 | 435,162,802.85 | 947,608,097.82 | 380,719,259.88 | 222,533,157.41 | 2,435,183,480.11 | | Riesgos cedidos en reaseguro | 193,851,397.16 | 387,999,337.17 | 781,536,295.42 | 138,589,408.82 | 120,335,034.21 | 1,622,311,472.77 | | Responsabilidad por fianzas otorgadas | 679,459.64 | 508,484.44 | 1,724,802.74 | 526,441.07 | 2,435,677.61 | 5,874,865.51 | | Afianzamiento y reafianzamiento cedido | 551,301.67 | 438,735.00 | 1,245,977.66 | 0.00 | 2,076,612.61 | 4,312,626.94 | | Garantias y contragarantias recibidas | 1,951,925.07 | 970,875.98 | 2,537,220.94 | 847,595.87 | 1,068,901.17 | 7,376,519.02 | | Documentos y valores en custodia | 3,861,487.23 | 0.00 | 0.00 | 0.00 | 0.00 | 3,861,487.23 | | Primas por cobrar retiradas del activo | 0.00 | 72.72 | 0.00 | 1,630.78 | 0.00 | 1,703.51 | | Cuentas de registro diversas | 292,996.79 | 5,316.14 | 131,106.01 | 37,525.48 | 42,431.41 | 509,375.83 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE ABRIL DE 2024 C$ 36.6243 X US$ 1.00 | |
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