SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA
AL 31 de Diciembre del 2025
Tipo Cambio: 36.6243
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10028,110 335,709.760.959,083 733,119.623.7714,345 8,573,113.538.069,623 971,795.860.323,390 312,691.635.833,613 465,846.032.96,051 118,020.960.712,591 186,304.052.53,122 50,640.375.1949,928 11,747,241.338.3
De 100.1 a 250640 95,870.117.41,424 213,314.66.920,233 3,035,999.613.51,368 199,652.212.4689 103,294.511.8974 146,666.610.4251 38,207.019.7485 73,803.720.885 12,787.619.026,149 3,919,595.812.8
De 250.1 a 500155 52,893.09.6320 110,536.53.65,161 1,749,051.87.8262 87,320.35.4174 58,038.16.6286 96,473.06.846 14,789.47.6133 45,018.812.712 4,000.65.96,549 2,218,121.67.2
De 500.1 a 100045 29,976.15.4160 108,372.23.51,614 1,069,563.04.773 48,688.93.064 42,697.14.9102 70,286.25.06 4,810.62.517 11,193.13.200.00.02,081 1,385,587.14.5
De 1000.1 a 200011 14,782.22.779 117,363.43.8326 445,083.52.045 61,413.43.818 24,380.32.855 76,634.05.42 2,426.81.28 10,840.13.100.00.0544 752,923.82.5
De 2000.1 a 30002 4,386.30.830 73,738.62.480 191,039.20.828 69,461.54.32 4,423.30.517 42,467.03.02 4,459.12.36 14,596.44.100.00.0167 404,571.31.3
De 3000.1 a 40001 3,296.20.627 93,036.23.066 231,466.31.016 57,334.23.62 6,940.10.813 45,875.23.200.00.02 7,001.32.000.00.0127 444,949.41.4
De 4000.1 a 60003 14,239.32.634 176,297.95.758 289,372.01.39 39,188.52.41 4,761.20.56 30,329.72.11 4,921.22.51 5,946.51.700.00.0113 565,056.21.8
De 6000.1 a 800000.00.020 139,415.94.539 273,156.21.25 34,161.42.11 6,592.40.85 32,189.72.31 6,709.63.500.00.000.00.071 492,225.21.6
De 8000.1 a 1000000.00.019 170,795.25.543 383,122.41.72 17,210.41.11 8,789.81.04 36,962.22.600.00.000.00.000.00.069 616,880.12.0
De 10000.1 a 1200000.00.014 153,625.15.019 209,234.30.91 10,987.30.72 21,681.62.52 21,548.01.500.00.000.00.000.00.038 417,076.31.4
De 12000.1 a mas00.00.032 1,002,314.432.4140 6,095,127.127.01 14,649.70.98 280,156.332.011 348,729.324.700.00.000.00.000.00.0192 7,740,976.825.2
SUB - TOTAL C$28,967 551,152.8 61,242 3,091,929.6 742,124 22,545,329.0 71,433 1,611,863.4 24,352 874,446.2 35,088 1,414,007.0 6,360 194,344.6 13,243 354,703.9 3,219 67,428.4 986,028 30,705,205.0 
PORCENTAJE2.91.8 6.210.1 75.373.4 7.25.2 2.52.8 3.64.6 0.60.6 1.31.2 0.30.2 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 2542,336 102,068.449.180,384 162,186.524.4810,237 1,194,859.833.087,195 163,834.841.330,992 72,020.143.549,108 148,438.340.110,079 41,541.066.917,342 41,911.829.84,071 13,059.736.11,131,744 1,939,920.534.3
De 25.1 a 50891 29,633.814.21,237 42,373.46.49,357 316,589.38.81,073 37,001.89.3686 22,503.613.61,807 59,879.616.2425 13,122.621.1411 13,419.69.5129 4,252.311.816,016 538,776.09.5
De 50.1 a 75196 11,960.05.7305 18,750.42.82,413 147,258.44.1330 20,294.45.184 5,301.53.2363 22,479.06.133 2,016.43.240 2,448.61.712 736.82.03,776 231,245.54.1
De 75.1 a 100125 11,353.65.5163 14,472.32.21,322 116,289.23.2190 16,702.54.270 6,200.13.7213 19,054.55.128 2,586.04.222 1,934.61.46 519.01.42,139 189,111.73.3
De 100.1 a 200118 17,038.48.2247 34,659.85.21,725 237,572.56.6180 24,565.66.250 6,970.94.2212 30,808.38.312 1,833.43.032 4,974.23.53 371.41.02,579 358,794.46.3
De 200.1 a 40038 10,365.25.0137 38,955.65.9738 204,773.15.760 16,998.84.39 2,334.21.4100 26,857.97.200.00.09 2,824.72.000.00.01,091 303,109.65.4
De 400.1 a 60012 5,656.72.762 30,889.04.6195 95,850.62.621 10,035.92.54 1,883.61.128 13,729.23.72 987.71.67 3,473.02.51 415.21.1332 162,920.82.9
De 600.1 a 80000.00.028 19,670.83.0131 92,257.62.67 4,586.61.26 4,167.72.511 7,698.32.100.00.05 3,381.12.41 676.11.9189 132,438.22.3
De 800.1 a 10005 4,857.02.321 19,174.72.9114 106,098.02.911 9,778.02.514 13,315.28.013 12,287.03.300.00.03 3,000.02.100.00.0181 168,509.83.0
De 1000.1 a 20005 7,400.03.622 33,077.85.0172 251,356.76.914 20,893.15.39 13,578.18.213 17,667.84.800.00.04 6,919.44.91 1,388.23.8240 352,281.26.2
De 2000.1 a 30001 2,720.01.37 17,954.02.757 146,925.64.14 11,345.22.93 7,285.74.41 2,042.00.600.00.02 4,523.63.21 2,381.46.676 195,177.63.4
De 3000.1 a mas1 5,000.02.417 233,561.635.190 707,451.019.67 60,703.615.32 10,063.56.12 9,573.32.600.00.06 51,909.336.92 12,334.434.1127 1,090,596.719.3
SUB - TOTAL US$43,728 208,052.9 82,630 665,725.9 826,551 3,617,281.8 89,092 396,740.5 31,929 165,624.1 51,871 370,515.2 10,579 62,087.0 17,883 140,720.0 4,227 36,134.6 1,158,490 5,662,882.0 
PORCENTAJE3.83.7 7.111.8 71.363.9 7.77.0 2.82.9 4.56.5 0.91.1 1.52.5 0.40.6 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$72,6958,170,971.5 143,87227,473,771.6 1,568,675155,026,510.0 160,52516,142,262.8 56,2816,940,340.3 86,95914,983,898.7 16,9392,468,239.0 31,1265,508,485.5 7,4461,390,832.9 2,144,518238,105,312.3 
PORCENTAJE3.43.4 6.711.5 73.165.1 7.56.8 2.62.9 4.16.3 0.81.0 1.52.3 0.30.6 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.