SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Marzo del 2026
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1002271,879.214.22157,476.26.8822,759.82.163323,683.51.228511,088.70.34,96888,908.51.46,410135,796.01.1
De 100.1 a 250274,488.333.9589,596.88.8366,138.24.723037,561.01.914223,083.30.6941152,358.42.41,434233,226.01.9
De 250.1 a 50093,045.823.0299,679.98.83010,440.78.013448,152.42.512847,450.61.2637222,845.63.6967341,615.02.8
De 500.1 a 100053,807.128.81611,886.410.93221,527.616.612489,705.44.612082,888.92.1437307,841.94.9734517,657.24.2
De 1000.1 a 200000.00.01419,284.217.61827,603.221.396136,392.27.090134,912.93.4253360,745.55.8471678,938.05.5
De 2000.1 a 300000.00.0511,460.910.51228,238.421.82458,361.93.055135,446.63.569168,818.02.7165402,325.83.3
De 3000.1 a 400000.00.000.00.013,411.82.62275,959.73.944158,385.44.046160,716.52.6113398,473.43.2
De 4000.1 a 600000.00.0419,007.017.400.00.01261,462.53.242201,131.15.147236,322.83.8105517,923.54.2
De 6000.1 a 800000.00.000.00.000.00.0642,693.72.246320,884.68.231217,250.23.583580,828.44.7
De 8000.1 a 1000000.00.018,636.87.900.00.0654,397.02.826238,588.16.118156,911.52.551458,533.43.7
De 10000.1 a 1200000.00.000.00.000.00.0443,785.92.316175,288.64.511119,166.31.931338,240.82.7
De 12000.1 a mas00.00.0112,446.511.4229,651.622.8421,272,210.365.4612,387,814.061.0814,047,347.664.91877,749,470.062.7
SUB - TOTAL C$26813,220.4 343109,474.6 213129,771.3 1,3331,944,365.6 1,0553,916,962.8 7,5396,239,232.8 10,75112,353,027.6 
PORCENTAJE2.50.1 3.20.9 2.01.1 12.415.7 9.831.7 70.150.5 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 2511951.213.117221.74.251715.48.12413,204.24.81,53915,016.54.230,624321,370.510.932,591340,579.610.1
De 25.1 a 50133.28.55202.83.826992.911.21315,100.07.654320,607.55.86,200209,221.77.16,906236,158.17.0
De 50.1 a 753180.146.04255.14.8181,133.312.8402,486.93.717310,877.83.01,54995,104.53.21,787110,037.73.3
De 75.1 a 10000.00.0190.21.7141,214.113.7343,166.74.725423,778.86.688877,990.62.71,191106,240.43.1
De 100.1 a 2001127.032.400.00.04549.36.2527,359.711.017526,927.47.51,210171,002.65.81,442205,966.06.1
De 200.1 a 40000.00.01201.03.841,106.012.53710,375.915.512737,096.310.4621170,438.75.8790219,217.96.5
De 400.1 a 60000.00.02920.617.41500.05.7157,522.511.26331,524.48.8230111,432.93.8311151,900.44.5
De 600.1 a 80000.00.000.00.01630.07.132,228.63.32417,460.94.914398,838.23.4171119,157.63.5
De 800.1 a 100000.00.000.00.000.00.087,817.511.72422,256.86.2134123,782.44.2166153,856.74.6
De 1000.1 a 200000.00.023,408.864.312,000.022.6610,119.115.14363,560.417.8195284,028.29.7247363,116.510.7
De 2000.1 a 300000.00.000.00.000.00.012,720.04.1923,275.06.572183,195.96.282209,190.96.2
De 3000.1 a mas00.00.000.00.000.00.014,982.47.4865,471.818.31271,094,111.737.21361,164,565.934.5
SUB - TOTAL US$124391.6 325,300.3 1208,841.0 56967,083.3 2,982357,853.5 41,9932,940,518.0 45,8203,379,987.6 
PORCENTAJE0.30.0 0.10.2 0.30.3 1.22.0 6.510.6 91.687.0 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$39227,563.8 375303,594.9 333453,565.6 1,9024,401,245.0 4,03717,023,093.1 49,532113,933,662.8 56,571136,142,725.3 
PORCENTAJE0.70.0 0.70.2 0.60.3 3.43.2 7.112.5 87.683.7 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.