SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2023
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1001,0512,922.88.31233,684.95.0482,214.71.11,05040,178.28.2804,124.51.03,17661,874.52.15,528114,999.62.7
De 100.1 a 250355,810.716.4294,552.96.1509,034.04.630749,445.810.17212,237.63.1653103,812.13.51,146184,893.14.4
De 250.1 a 500165,071.814.3165,902.67.9269,408.24.813546,290.69.55218,827.54.8358124,934.24.2603210,434.95.0
De 500.1 a 100032,067.85.8158,960.812.12216,488.88.48055,902.411.52820,309.05.2250173,762.55.8398277,491.26.6
De 1000.1 a 200011,970.05.61117,662.423.82430,665.815.63650,216.410.33244,712.911.4177250,932.58.3281396,160.09.4
De 2000.1 a 300000.00.037,311.99.8818,342.69.3511,318.12.31944,726.011.487214,354.77.1122296,053.27.1
De 3000.1 a 400000.00.013,652.14.9517,501.08.91554,477.411.21657,390.014.629103,364.13.466236,384.55.6
De 4000.1 a 600000.00.0313,779.118.6314,696.07.5941,403.78.5522,762.45.838176,348.45.958268,989.66.4
De 6000.1 a 800000.00.000.00.0213,880.47.1320,875.64.316,133.01.61388,550.72.919129,439.83.1
De 8000.1 a 10000217,565.849.618,760.411.819,743.85.0216,789.73.4544,650.611.3545,355.41.516142,865.73.4
De 10000.1 a 1200000.00.000.00.000.00.0442,679.68.7110,987.32.8444,578.21.5998,245.12.3
De 12000.1 a mas00.00.000.00.0154,587.627.8358,409.712.06106,789.727.1391,617,403.153.8491,837,190.043.8
SUB - TOTAL C$1,10835,409.0 20274,266.9 190196,562.8 1,649487,987.4 317393,650.4 4,8293,005,270.4 8,2954,193,146.8 
PORCENTAJE13.40.8 2.41.8 2.34.7 19.911.6 3.89.4 58.271.7 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 2546884.41.178279.55.199947.010.42872,797.84.42,04319,732.45.819,910198,442.38.422,885222,283.58.0
De 25.1 a 5000.00.0142.70.814479.95.31023,678.55.856021,008.36.24,057139,406.15.94,734164,615.55.9
De 50.1 a 75168.80.93185.23.412723.87.9321,949.13.119412,165.43.61,07465,649.22.81,31680,741.52.9
De 75.1 a 100196.81.200.00.010894.19.8403,614.65.724623,080.66.872463,995.02.71,02191,681.13.3
De 100.1 a 2002271.13.42280.65.171,035.711.4386,253.29.818126,583.37.81,086152,188.66.51,316186,612.76.7
De 200.1 a 40000.00.01371.76.82602.66.6308,301.613.010129,837.98.8579167,012.87.1713206,126.67.4
De 400.1 a 60000.00.000.00.01434.04.8167,896.212.46834,513.710.1259126,989.85.4344169,833.76.1
De 600.1 a 80000.00.000.00.000.00.064,333.76.82819,966.45.911983,095.83.5153107,395.83.9
De 800.1 a 100000.00.000.00.011,000.011.054,537.17.12321,669.36.4113104,569.84.4142131,776.24.7
De 1000.1 a 200000.00.011,231.222.523,003.232.958,260.013.02638,491.811.3188278,575.111.8222329,561.411.9
De 2000.1 a 300000.00.000.00.000.00.024,205.36.6617,289.35.157143,367.46.165164,862.05.9
De 3000.1 a mas17,500.093.513,084.456.300.00.027,905.412.41276,020.122.3109827,575.335.2125922,085.233.2
SUB - TOTAL US$4738,021.2 875,475.4 1489,120.3 56563,732.6 3,488340,358.5 28,2752,350,867.1 33,0362,777,575.2 
PORCENTAJE1.40.3 0.30.2 0.40.3 1.72.3 10.612.3 85.684.6 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$1,581329,181.7 289274,800.9 338530,588.6 2,2142,822,145.8 3,80512,859,049.1 33,10489,104,157.8 41,331105,919,923.8 
PORCENTAJE3.80.3 0.70.3 0.80.5 5.42.7 9.212.1 80.184.1 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.