SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 31 de Marzo del 2026
Tipo Cambio: 36.6243
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días277 819.30.11,429 3,716.00.130,977 122,313.90.52,114 5,398.30.3361 1,969.20.2579 1,746.70.1140 647.00.3116 262.10.114 40.80.136,007 136,913.30.4
De 31 a 60 días160 638.80.1477 3,824.50.13,032 119,536.20.51,354 5,431.90.3280 1,230.20.1314 1,414.10.1419 2,373.21.2175 688.00.297 389.70.66,308 135,526.60.4
De 61 a 90 días109 1,040.40.2295 10,194.20.37,341 166,741.70.7576 9,678.70.697 1,685.20.2170 3,593.60.321 208.20.159 430.10.115 118.20.28,683 193,690.40.6
De 91 a 180 días329 4,094.50.7980 351,413.811.918,074 1,470,893.46.31,548 94,029.05.9316 74,964.88.7696 123,225.99.967 1,707.10.9141 1,631.80.428 320.50.522,179 2,122,280.86.8
De 181 a 360 días1,264 29,471.75.24,143 1,173,663.439.747,185 2,701,544.211.66,461 170,816.310.81,297 258,541.130.02,487 379,449.330.4257 7,062.53.6660 15,014.34.1147 2,205.73.263,901 4,737,768.415.2
A más de 360 días28,050 531,196.393.655,764 1,413,767.647.8664,598 18,702,451.980.361,544 1,302,766.082.022,938 524,518.860.832,113 740,225.559.25,674 184,908.793.912,777 347,213.895.12,947 66,221.395.6886,405 23,813,269.976.5
SUB - TOTAL C$30,189 567,261.0 63,088 2,956,579.4 771,207 23,283,481.2 73,597 1,588,120.3 25,289 862,909.2 36,359 1,249,655.2 6,578 196,906.7 13,928 365,240.2 3,248 69,296.3 1,023,483 31,139,449.4 
PORCENTAJE2.91.8 6.29.5 75.474.8 7.25.1 2.52.8 3.64.0 0.60.6 1.41.2 0.30.2 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días7 0.90.08 7.80.01,486 484.30.046 23.00.03 61.10.024 3.10.01 0.00.03 22.20.000.00.01,578 602.40.0
De 31 a 60 días2 59.50.07 36.10.0145 5,177.70.13 9.20.01 30.00.01 0.10.000.00.000.00.02 55.00.2161 5,367.70.1
De 61 a 90 días29 55.50.043 331.50.12,061 9,296.30.381 98.80.016 119.40.144 300.80.114 98.40.16 52.00.09 70.90.22,303 10,423.70.2
De 91 a 180 días206 6,466.72.8321 6,706.81.12,744 27,252.50.7504 4,091.11.0111 1,200.30.7348 20,994.55.431 267.80.443 3,340.32.43 2.60.04,311 70,322.71.2
De 181 a 360 días795 50,976.021.81,152 31,120.14.95,527 212,696.75.71,448 23,508.55.8293 1,907.11.11,564 42,833.511.1171 858.51.3176 6,423.24.541 379.11.011,167 370,702.66.4
A más de 360 días43,973 176,628.875.482,188 595,712.494.0839,789 3,458,225.393.189,346 377,610.893.232,679 170,405.498.150,694 322,805.483.410,875 66,421.598.218,291 132,248.093.14,298 36,099.898.61,172,133 5,336,157.592.1
SUB - TOTAL US$45,012 234,187.4 83,719 633,914.8 851,752 3,713,132.9 91,428 405,341.5 33,103 173,723.3 52,675 386,937.3 11,092 67,646.3 18,519 142,085.8 4,353 36,607.3 1,191,653 5,793,576.5 
PORCENTAJE3.84.0 7.010.9 71.564.1 7.77.0 2.83.0 4.46.7 0.91.2 1.62.5 0.40.6 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$75,201 9,144,202.6 146,807 26,173,300.5 1,622,959 159,275,256.5 165,025 16,433,540.9 58,392 7,225,439.4 89,034 15,421,024.6 17,670 2,674,397.2 32,447 5,569,070.4 7,601 1,410,019.9 2,215,136 243,326,252.0 
PORCENTAJE3.43.8 6.610.8 73.365.5 7.46.8 2.63.0 4.06.3 0.81.1 1.52.3 0.30.6 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.