SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2022
Tipo Cambio: 36.2314
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días287 630.80.21,527 3,063.40.416,905 53,702.90.62,873 5,571.90.6503 990.90.3827 1,874.20.3310 729.10.5191 292.30.289 142.40.323,512 66,997.90.5
De 31 a 60 días124 465.20.2356 1,611.10.23,619 72,254.00.8621 2,847.30.3135 332.20.1202 757.30.1358 2,700.81.950 123.30.146 90.60.25,511 81,181.70.6
De 61 a 90 días2 11.70.011 9,233.11.2171 121,157.31.318 1,115.80.12 245.70.14 32.40.000.00.000.00.01 100.00.2209 131,896.01.0
De 91 a 180 días37 622.00.2164 36,004.84.91,630 325,272.23.6236 7,759.60.835 431.10.1128 167,620.025.15 86.60.117 171.70.13 37.80.12,255 538,006.04.3
De 181 a 360 días445 37,939.112.61,860 36,332.64.95,147 332,117.93.63,739 57,099.95.8770 25,623.86.91,424 38,746.85.8137 4,288.93.0229 5,093.62.980 1,920.14.213,831 539,162.64.3
A más de 360 días13,892 260,733.086.832,834 655,112.388.4356,396 8,235,985.390.141,697 915,550.092.513,789 341,563.992.518,810 457,655.468.63,325 133,388.494.56,208 172,250.796.81,781 43,447.995.0488,732 11,215,686.989.2
SUB - TOTAL C$14,787 300,401.8 36,752 741,357.4 383,868 9,140,489.5 49,184 989,944.6 15,234 369,187.5 21,395 666,686.1 4,135 141,193.8 6,695 177,931.6 2,000 45,738.8 534,050 12,572,931.1 
PORCENTAJE2.82.4 6.95.9 71.972.7 9.27.9 2.92.9 4.05.3 0.81.1 1.31.4 0.40.4 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días17 2.20.027 301.00.11,108 1,050.60.064 12.60.02 0.00.022 0.80.01 0.00.012 1.00.000.00.01,253 1,368.20.0
De 31 a 60 días1 2.00.012 6.30.0295 2,195.00.18 2.70.000.00.02 22.60.000.00.01 0.40.000.00.0319 2,229.10.1
De 61 a 90 días38 267.30.237 139.20.03,075 48,496.51.738 504.30.212 14.50.025 22.60.011 203.00.96 2.50.000.00.03,242 49,649.91.3
De 91 a 180 días125 2,139.71.8222 1,941.50.76,163 49,095.01.7329 1,550.40.780 312.20.5302 7,463.23.542 165.00.735 146.80.38 4.10.07,306 62,818.01.6
De 181 a 360 días1,228 24,052.420.42,059 30,950.210.712,258 256,300.89.02,159 14,522.16.2517 1,459.62.12,171 28,375.313.4205 1,047.44.5171 459.40.869 215.72.220,837 357,382.99.3
A más de 360 días24,678 91,179.077.551,444 256,131.788.5500,460 2,481,954.887.452,849 216,605.292.917,195 66,741.197.429,205 175,850.583.15,023 22,094.394.09,001 58,073.899.02,078 9,519.897.7691,933 3,378,150.487.7
SUB - TOTAL US$26,087 117,642.6 53,801 289,470.0 523,359 2,839,092.8 55,447 233,197.4 17,806 68,527.4 31,727 211,735.1 5,282 23,509.7 9,226 58,683.8 2,155 9,739.7 724,890 3,851,598.5 
PORCENTAJE3.63.1 7.47.5 72.273.7 7.66.1 2.51.8 4.45.5 0.70.6 1.31.5 0.30.3 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$40,874 4,562,758.4 90,553 11,229,306.2 907,227 112,005,466.9 104,631 9,439,059.1 33,040 2,852,043.1 53,122 8,338,137.4 9,417 992,978.6 15,921 2,304,131.1 4,155 398,615.3 1,258,940 152,122,496.2 
PORCENTAJE3.23.0 7.27.4 72.173.6 8.36.2 2.61.9 4.25.5 0.70.7 1.31.5 0.30.3 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.