| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,886,026.09 | 2,450,820.13 | 2,877,669.57 | 4,115,070.55 | 1,418,784.31 | 17,748,370.66 | | Efectivo y Equivalente al Efectivo | 134,610.76 | 344,291.53 | 101,175.77 | 83,949.95 | 113,951.59 | 777,979.61 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 66,880.33 | 0.00 | 0.00 | 0.00 | 66,880.33 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,994,949.11 | 834,803.19 | 1,482,923.26 | 3,034,138.75 | 1,027,230.00 | 12,374,044.31 | | Inversiones a costo amortizado | 5,317,146.99 | 830,818.68 | 1,439,715.12 | 2,890,629.95 | 1,027,230.00 | 11,505,540.75 | | Cartera de Creditos, Neta | 677,802.12 | 3,984.51 | 43,208.13 | 143,508.80 | 0.00 | 868,503.57 | | Primas por Cobrar (neto) | 417,488.01 | 601,565.63 | 501,560.88 | 662,445.81 | 189,076.83 | 2,372,137.16 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 126,851.33 | 292,577.46 | 365,071.49 | 139,017.82 | 8,022.30 | 931,540.41 | | Otras cuentas por cobrar | 41,056.79 | 5,928.55 | 21,990.00 | 22,893.71 | 9,930.25 | 101,799.29 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 1,535.43 | 13,568.07 | 0.00 | 15,103.50 | | Activo material | 117,402.73 | 208,048.49 | 167,941.69 | 9,466.85 | 5,109.38 | 507,969.14 | | Activo intangible | 7,295.13 | 21,217.40 | 17,530.27 | 2,689.43 | 3,534.75 | 52,266.99 | | Activo fiscales | 2,486.84 | 0.00 | 59,410.42 | 43,745.81 | 23,497.51 | 129,140.58 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 12,590.62 | 5,573.24 | 18,163.86 | | Otros activos | 43,885.39 | 75,507.55 | 158,530.34 | 90,563.74 | 32,858.45 | 401,345.47 | | | | | | | | | PASIVOS | 3,233,222.99 | 1,860,164.36 | 1,909,489.18 | 2,430,248.56 | 1,044,661.92 | 10,477,787.01 | | Reservas tecnicas | 2,602,407.80 | 912,519.70 | 1,008,001.78 | 1,663,206.20 | 543,857.51 | 6,729,992.99 | | Reservas de Riesgo en Curso | 615,801.45 | 87,203.26 | 328,417.42 | 771,404.43 | 197,162.11 | 1,999,988.66 | | Reserva Matematica | 582,800.99 | 45,388.59 | 5,869.02 | 47,857.08 | 3,538.59 | 685,454.27 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 173,653.32 | 0.00 | 0.00 | 173,653.32 | | Reservas para siniestros pendientes de liquidación y/o pago | 501,218.71 | 198,278.25 | 297,896.55 | 292,472.54 | 53,686.29 | 1,343,552.35 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 25,102.62 | 9,913.91 | 14,894.33 | 14,623.69 | 2,684.32 | 67,218.87 | | Reservas de Contingencia | 107,743.59 | 416,019.25 | 53,032.83 | 106,022.02 | 192,394.05 | 875,211.73 | | Reservas para Riesgos Catastróficos | 769,740.45 | 155,716.44 | 134,238.31 | 430,826.44 | 94,392.15 | 1,584,913.79 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 186,686.08 | 553,835.16 | 420,329.49 | 222,551.64 | 63,297.55 | 1,446,699.92 | | Obligaciones por operaciones de seguro y fianzas | 260,748.28 | 141,446.62 | 122,936.08 | 192,819.90 | 316,243.56 | 1,034,194.44 | | Primas en deposito | 7,239.93 | 58,584.62 | 8,176.85 | 64,104.03 | 10,555.22 | 148,660.65 | | Deposito en garantia por fianzas expedidas | 170,560.70 | 50,100.94 | 64,985.93 | 70,536.97 | 284,905.02 | 641,089.57 | | Acreedores por Primas a devolver | 39,103.83 | 2,382.15 | 0.00 | 1.18 | 0.00 | 41,487.16 | | Comisiones a intermediarios de seguros | 43,843.81 | 30,378.91 | 49,773.30 | 58,177.72 | 20,783.32 | 202,957.06 | | Pasivos financieros a costo amortizado | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 54,168.92 | 169,164.45 | 124,177.03 | 171,549.42 | 44,399.34 | 563,459.17 | | Provisiones Laborales | 59,364.66 | 24,665.38 | 55,808.48 | 58,079.99 | 29,989.27 | 227,907.78 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 69,847.24 | 58,533.06 | 178,236.31 | 122,041.40 | 46,874.69 | 475,532.70 | | | | | | | | | PATRIMONIO | 3,652,803.10 | 590,655.76 | 968,180.39 | 1,684,822.00 | 374,122.40 | 7,270,583.65 | | Fondos propios | 3,611,681.15 | 572,286.06 | 932,667.98 | 1,685,508.52 | 374,122.40 | 7,176,266.11 | | Capital social pagado | 438,418.39 | 154,256.38 | 410,399.20 | 449,823.00 | 151,267.00 | 1,604,163.97 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 205,470.88 | 127,424.12 | 192,572.45 | 312,259.28 | 63,693.93 | 901,420.67 | | Resultados acumulados | 2,730,691.71 | 249,649.29 | 208,603.60 | 788,819.59 | 111,337.35 | 4,089,101.54 | | Resultados del ejercicio | 237,100.17 | 40,956.28 | 121,092.73 | 134,606.28 | 47,824.12 | 581,579.57 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -686.52 | 0.00 | -686.52 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,886,026.09 | 2,450,820.13 | 2,877,669.57 | 4,115,070.55 | 1,418,784.31 | 17,748,370.66 | | | | | | | | | Cuentas de orden | 644,828,419.24 | 801,605,692.21 | 1,293,681,001.44 | 498,315,899.68 | 352,072,116.31 | 3,590,503,128.88 | | Responsabilidades en vigor | 451,064,513.94 | 424,856,814.44 | 715,203,312.77 | 373,368,369.29 | 216,336,032.50 | 2,180,829,042.94 | | Riesgos cedidos en reaseguro | 186,129,311.00 | 375,094,035.11 | 572,981,169.53 | 123,462,948.15 | 130,267,815.10 | 1,387,935,278.89 | | Responsabilidad por fianzas otorgadas | 600,761.12 | 371,488.45 | 1,577,527.18 | 532,590.82 | 2,396,577.94 | 5,478,945.51 | | Afianzamiento y reafianzamiento cedido | 485,610.61 | 299,438.70 | 1,025,774.06 | 0.00 | 2,022,587.90 | 3,833,411.27 | | Garantias y contragarantias recibidas | 1,961,816.85 | 978,281.43 | 2,759,552.78 | 884,945.39 | 1,007,526.68 | 7,592,123.13 | | Documentos y valores en custodia | 4,284,172.85 | 0.00 | 0.00 | 0.00 | 0.00 | 4,284,172.85 | | Primas por cobrar retiradas del activo | 0.00 | 72.72 | 0.00 | 1,630.78 | 0.00 | 1,703.51 | | Cuentas de registro diversas | 302,232.87 | 5,561.37 | 133,665.13 | 65,415.24 | 41,576.20 | 548,450.80 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE AGOSTO DE 2024 C$ 36.6243 X US$ 1.00 | |
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