| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,387,067.84 | 2,483,457.83 | 2,642,452.86 | 4,044,907.19 | 1,277,516.96 | 16,835,402.68 | | Efectivo y Equivalente al Efectivo | 211,624.05 | 29,010.41 | 80,153.66 | 35,901.21 | 148,909.72 | 505,599.06 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 61,017.31 | 0.00 | 0.00 | 0.00 | 61,017.31 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,467,547.93 | 1,020,919.54 | 1,501,482.35 | 3,166,773.45 | 880,488.06 | 12,037,211.32 | | Inversiones a costo amortizado | 4,896,689.89 | 1,015,651.64 | 1,447,495.36 | 3,013,060.11 | 880,488.06 | 11,253,385.06 | | Cartera de Creditos, Neta | 570,858.04 | 5,267.90 | 53,987.00 | 153,713.33 | 0.00 | 783,826.26 | | Primas por Cobrar (neto) | 449,232.70 | 639,778.82 | 464,661.06 | 514,892.29 | 177,200.82 | 2,245,765.69 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 78,748.49 | 421,837.60 | 173,522.38 | 145,778.11 | 6,166.69 | 826,053.26 | | Otras cuentas por cobrar | 49,590.99 | 2,802.82 | 18,843.98 | 24,304.32 | 9,943.07 | 105,485.18 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 601.63 | 0.00 | 0.00 | 601.63 | | Participaciones en acciones | 0.00 | 0.00 | 3,902.61 | 13,534.10 | 0.00 | 17,436.71 | | Activo material | 84,610.90 | 210,560.58 | 166,047.99 | 9,913.84 | 2,092.77 | 473,226.09 | | Activo intangible | 8,813.65 | 20,252.69 | 6,625.84 | 5,133.21 | 4,705.76 | 45,531.15 | | Activo fiscales | 1,658.07 | 0.00 | 60,420.44 | 43,938.83 | 18,650.26 | 124,667.60 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 15,368.29 | 0.00 | 15,368.29 | | Otros activos | 35,241.08 | 77,278.05 | 166,190.91 | 69,369.53 | 29,359.81 | 377,439.38 | | | | | | | | | PASIVOS | 3,005,508.77 | 1,821,702.66 | 1,702,444.73 | 2,156,325.46 | 945,551.59 | 9,631,533.21 | | Reservas tecnicas | 2,413,954.22 | 1,030,655.89 | 995,819.12 | 1,430,663.65 | 477,102.87 | 6,348,195.74 | | Reservas de Riesgo en Curso | 563,665.91 | 85,737.90 | 401,024.52 | 682,006.38 | 175,272.22 | 1,907,706.94 | | Reserva Matematica | 580,521.66 | 44,596.76 | 4,903.45 | 37,941.60 | 3,070.79 | 671,034.27 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 217,680.82 | 0.00 | 0.00 | 217,680.82 | | Reservas para siniestros pendientes de liquidación y/o pago | 392,083.91 | 351,350.58 | 184,820.10 | 214,452.02 | 35,365.27 | 1,178,071.88 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 19,604.24 | 17,567.53 | 9,242.10 | 10,722.65 | 1,768.26 | 58,904.77 | | Reservas de Contingencia | 108,384.55 | 387,488.64 | 51,837.93 | 89,883.28 | 172,609.23 | 810,203.63 | | Reservas para Riesgos Catastróficos | 749,693.95 | 143,914.48 | 126,310.19 | 395,657.71 | 89,017.10 | 1,504,593.44 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 121,442.19 | 425,652.83 | 319,541.19 | 132,026.01 | 71,395.90 | 1,070,058.12 | | Obligaciones por operaciones de seguro y fianzas | 270,533.83 | 117,550.78 | 108,787.10 | 155,843.04 | 283,367.91 | 936,082.65 | | Primas en deposito | 8,271.63 | 37,216.30 | 8,996.94 | 35,297.11 | 6,321.17 | 96,103.15 | | Deposito en garantia por fianzas expedidas | 170,686.52 | 50,053.56 | 48,130.42 | 70,451.85 | 257,535.76 | 596,858.10 | | Acreedores por Primas a devolver | 38,150.55 | 2,000.45 | 0.00 | 3.17 | 0.00 | 40,154.17 | | Comisiones a intermediarios de seguros | 53,425.14 | 28,280.47 | 51,659.74 | 50,090.90 | 19,510.98 | 202,967.23 | | Pasivos financieros a costo amortizado | 0.00 | 16,854.81 | 0.00 | 189,492.51 | 0.00 | 206,347.32 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 16,854.81 | 0.00 | 189,492.51 | 0.00 | 206,347.32 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 45,517.00 | 170,415.13 | 146,662.05 | 110,934.11 | 37,609.79 | 511,138.08 | | Provisiones Laborales | 72,038.08 | 20,349.87 | 56,120.26 | 60,163.77 | 27,345.03 | 236,017.01 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 82,023.45 | 40,223.35 | 75,515.02 | 77,202.38 | 48,730.10 | 323,694.29 | | | | | | | | | PATRIMONIO | 3,381,559.08 | 661,755.17 | 940,008.12 | 1,888,581.73 | 331,965.37 | 7,203,869.47 | | Fondos propios | 3,340,437.13 | 643,385.47 | 904,495.71 | 1,889,039.52 | 331,965.37 | 7,109,323.19 | | Capital social pagado | 301,437.80 | 154,256.38 | 265,000.00 | 449,823.00 | 151,267.00 | 1,321,784.18 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 290,218.68 | 122,388.97 | 167,301.40 | 284,868.90 | 58,638.65 | 923,416.60 | | Resultados acumulados | 2,434,705.91 | 338,009.73 | 379,071.61 | 1,015,696.90 | 100,690.78 | 4,268,174.93 | | Resultados del ejercicio | 314,074.73 | 28,730.40 | 93,122.70 | 138,650.35 | 21,368.93 | 595,947.12 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -457.79 | 0.00 | -457.79 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,387,067.84 | 2,483,457.83 | 2,642,452.86 | 4,044,907.19 | 1,277,516.96 | 16,835,402.68 | | | | | | | | | Cuentas de orden | 616,377,965.40 | 908,309,727.98 | 1,375,340,938.08 | 478,104,885.87 | 349,125,988.65 | 3,727,259,505.98 | | Responsabilidades en vigor | 423,733,358.38 | 476,323,315.14 | 767,871,786.66 | 343,735,243.22 | 219,472,232.77 | 2,231,135,936.17 | | Riesgos cedidos en reaseguro | 185,469,569.71 | 429,786,309.76 | 601,182,557.76 | 132,369,757.29 | 124,729,867.80 | 1,473,538,062.32 | | Responsabilidad por fianzas otorgadas | 738,138.19 | 564,779.25 | 2,169,537.28 | 545,077.59 | 2,084,253.53 | 6,101,785.83 | | Afianzamiento y reafianzamiento cedido | 611,781.44 | 496,018.38 | 1,640,434.04 | 0.00 | 1,740,596.71 | 4,488,830.58 | | Garantias y contragarantias recibidas | 1,917,411.20 | 1,131,086.96 | 2,350,316.79 | 851,326.48 | 1,076,920.58 | 7,327,062.01 | | Documentos y valores en custodia | 3,641,417.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3,641,417.00 | | Primas por cobrar retiradas del activo | 0.00 | 72.54 | 0.00 | 0.00 | 0.00 | 72.54 | | Cuentas de registro diversas | 266,289.48 | 8,145.95 | 126,305.55 | 603,481.29 | 22,117.26 | 1,026,339.52 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2023 C$ 36.5326 X US$ 1.00 | |
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