| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,146,564.58 | 2,339,545.25 | 2,723,582.56 | 4,263,797.95 | 1,335,681.22 | 16,809,171.57 | | Efectivo y Equivalente al Efectivo | 201,252.80 | 75,149.47 | 62,291.82 | 114,334.00 | 162,336.92 | 615,365.01 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 65,195.31 | 0.00 | 0.00 | 0.00 | 65,195.31 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,339,267.98 | 1,005,196.24 | 1,524,324.90 | 3,204,564.52 | 839,280.18 | 11,912,633.82 | | Inversiones a costo amortizado | 4,805,882.64 | 999,971.00 | 1,464,840.06 | 3,048,257.93 | 839,280.18 | 11,158,231.81 | | Cartera de Creditos, Neta | 533,385.35 | 5,225.23 | 59,484.84 | 156,306.58 | 0.00 | 754,402.00 | | Primas por Cobrar (neto) | 385,894.21 | 424,306.67 | 583,653.81 | 603,748.61 | 206,700.53 | 2,204,303.82 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 74,992.89 | 461,078.93 | 206,323.87 | 141,445.43 | 88,451.15 | 972,292.26 | | Otras cuentas por cobrar | 41,271.81 | 2,541.27 | 8,951.82 | 24,066.00 | 10,734.04 | 87,564.93 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 601.63 | 0.00 | 0.00 | 601.63 | | Participaciones en acciones | 0.00 | 0.00 | 3,902.61 | 13,500.20 | 0.00 | 17,402.82 | | Activo material | 80,230.47 | 214,129.08 | 166,415.72 | 10,521.19 | 2,256.68 | 473,553.12 | | Activo intangible | 9,333.22 | 21,572.91 | 6,505.67 | 6,523.36 | 5,159.84 | 49,095.00 | | Activo fiscales | 2,175.83 | 0.00 | 39,515.19 | 27,063.47 | 13,309.94 | 82,064.42 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 15,048.12 | 0.00 | 15,048.12 | | Otros activos | 12,145.38 | 70,375.37 | 121,095.53 | 102,983.06 | 7,451.95 | 314,051.30 | | | | | | | | | PASIVOS | 2,873,622.90 | 1,688,142.50 | 1,821,489.28 | 2,397,440.94 | 1,017,798.29 | 9,798,493.90 | | Reservas tecnicas | 2,368,282.90 | 1,012,181.51 | 1,040,252.26 | 1,378,134.04 | 556,229.31 | 6,355,080.03 | | Reservas de Riesgo en Curso | 555,429.20 | 83,809.61 | 394,598.09 | 657,024.79 | 169,776.20 | 1,860,637.89 | | Reserva Matematica | 578,565.81 | 43,593.07 | 4,622.51 | 35,620.07 | 3,007.75 | 665,409.20 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 242,552.37 | 0.00 | 0.00 | 242,552.37 | | Reservas para siniestros pendientes de liquidación y/o pago | 365,157.18 | 344,994.68 | 211,744.42 | 202,326.69 | 124,938.89 | 1,249,161.86 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 18,262.07 | 17,249.73 | 10,588.34 | 10,116.38 | 6,246.94 | 62,463.47 | | Reservas de Contingencia | 107,445.74 | 381,576.67 | 52,096.12 | 86,343.51 | 164,310.25 | 791,772.29 | | Reservas para Riesgos Catastróficos | 743,422.90 | 140,957.75 | 124,050.41 | 386,702.61 | 87,949.27 | 1,483,082.94 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 58,047.78 | 349,872.35 | 319,451.98 | 243,139.14 | 76,083.04 | 1,046,594.28 | | Obligaciones por operaciones de seguro y fianzas | 231,012.06 | 127,720.90 | 98,898.66 | 147,631.24 | 280,876.13 | 886,138.99 | | Primas en deposito | 3,857.29 | 45,987.72 | 9,564.94 | 28,814.96 | 7,704.58 | 95,929.48 | | Deposito en garantia por fianzas expedidas | 145,699.55 | 48,180.19 | 41,887.35 | 69,894.88 | 253,018.93 | 558,680.90 | | Acreedores por Primas a devolver | 38,071.38 | 1,890.13 | 0.00 | 28.11 | 0.00 | 39,989.62 | | Comisiones a intermediarios de seguros | 43,383.84 | 31,662.86 | 47,446.37 | 48,893.29 | 20,152.62 | 191,538.98 | | Pasivos financieros a costo amortizado | 0.00 | 26,720.21 | 80,692.10 | 390,527.82 | 0.00 | 497,940.13 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 80,692.10 | 0.00 | 0.00 | 80,692.10 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 26,720.21 | 0.00 | 390,527.82 | 0.00 | 417,248.03 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 48,205.38 | 113,895.67 | 147,262.04 | 110,974.00 | 37,023.09 | 457,360.18 | | Provisiones Laborales | 68,504.80 | 16,368.44 | 54,108.80 | 56,130.21 | 25,165.01 | 220,277.26 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 99,569.98 | 41,383.43 | 80,823.44 | 70,904.48 | 42,421.71 | 335,103.04 | | | | | | | | | PATRIMONIO | 3,272,941.69 | 651,402.74 | 902,093.28 | 1,866,357.02 | 317,882.94 | 7,010,677.66 | | Fondos propios | 3,231,819.73 | 633,033.04 | 866,580.87 | 1,866,814.80 | 317,882.94 | 6,916,131.39 | | Capital social pagado | 301,437.80 | 154,256.38 | 265,000.00 | 449,823.00 | 151,267.00 | 1,321,784.18 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 290,218.68 | 122,388.97 | 167,301.40 | 284,868.90 | 58,638.65 | 923,416.60 | | Resultados acumulados | 2,434,705.91 | 338,009.73 | 379,071.61 | 1,015,696.90 | 100,690.78 | 4,268,174.93 | | Resultados del ejercicio | 205,457.34 | 18,377.97 | 55,207.86 | 116,425.63 | 7,286.50 | 402,755.31 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -457.79 | 0.00 | -457.79 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,146,564.58 | 2,339,545.25 | 2,723,582.56 | 4,263,797.95 | 1,335,681.22 | 16,809,171.57 | | | | | | | | | Cuentas de orden | 584,229,037.06 | 674,168,229.63 | 1,195,055,026.32 | 471,768,719.34 | 358,956,575.47 | 3,284,177,587.81 | | Responsabilidades en vigor | 406,594,536.90 | 358,651,690.64 | 675,806,264.30 | 337,943,610.66 | 231,258,956.35 | 2,010,255,058.86 | | Riesgos cedidos en reaseguro | 173,917,588.97 | 313,192,546.20 | 512,043,395.60 | 131,883,905.23 | 122,979,173.81 | 1,254,016,609.81 | | Responsabilidad por fianzas otorgadas | 730,526.56 | 602,674.14 | 2,557,532.13 | 543,532.86 | 1,977,570.22 | 6,411,835.91 | | Afianzamiento y reafianzamiento cedido | 596,967.44 | 537,538.96 | 2,037,769.73 | 0.00 | 1,669,489.33 | 4,841,765.46 | | Garantias y contragarantias recibidas | 1,797,146.66 | 1,179,708.07 | 2,390,184.48 | 798,049.64 | 1,048,973.58 | 7,214,062.42 | | Documentos y valores en custodia | 331,526.99 | 0.00 | 0.00 | 0.00 | 0.00 | 331,526.99 | | Primas por cobrar retiradas del activo | 0.00 | 72.36 | 0.00 | 0.00 | 0.00 | 72.36 | | Cuentas de registro diversas | 260,743.54 | 3,999.26 | 219,880.07 | 599,620.95 | 22,412.19 | 1,106,656.00 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE JUNIO DE 2023 C$ 36.4411 X US$ 1.00 | |
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