| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,095,551.18 | 2,314,782.37 | 2,638,738.54 | 4,440,375.04 | 1,310,866.96 | 16,800,314.10 | | Efectivo y Equivalente al Efectivo | 231,048.57 | 117,340.08 | 74,999.87 | 242,737.83 | 88,757.12 | 754,883.48 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 57,926.50 | 0.00 | 0.00 | 0.00 | 57,926.50 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,234,528.61 | 1,006,543.94 | 1,508,719.68 | 3,196,889.90 | 873,778.18 | 11,820,460.30 | | Inversiones a costo amortizado | 4,779,660.10 | 1,001,445.66 | 1,447,114.05 | 3,034,233.80 | 873,778.18 | 11,136,231.79 | | Cartera de Creditos, Neta | 454,868.51 | 5,098.28 | 61,605.63 | 162,656.09 | 0.00 | 684,228.51 | | Primas por Cobrar (neto) | 387,929.69 | 430,635.50 | 557,303.54 | 600,055.50 | 173,981.21 | 2,149,905.44 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 84,203.86 | 445,667.56 | 169,636.01 | 181,404.64 | 136,382.27 | 1,017,294.33 | | Otras cuentas por cobrar | 41,059.26 | 4,673.92 | 8,229.08 | 24,428.77 | 9,902.78 | 88,293.80 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 1,203.26 | 0.00 | 0.00 | 1,203.26 | | Participaciones en acciones | 0.00 | 0.00 | 3,902.61 | 13,466.75 | 0.00 | 17,369.36 | | Activo material | 81,970.23 | 217,462.56 | 166,273.10 | 11,024.52 | 2,276.44 | 479,006.86 | | Activo intangible | 9,641.93 | 20,219.44 | 7,244.21 | 6,046.04 | 1,009.39 | 44,161.01 | | Activo fiscales | 2,105.96 | 0.00 | 12,401.02 | 10,884.97 | 5,460.57 | 30,852.53 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 14,482.30 | 0.00 | 14,482.30 | | Otros activos | 23,063.08 | 14,312.86 | 128,826.16 | 138,953.81 | 19,319.01 | 324,474.92 | | | | | | | | | PASIVOS | 2,846,414.95 | 1,591,230.79 | 1,677,297.85 | 2,611,653.98 | 1,000,905.83 | 9,727,503.41 | | Reservas tecnicas | 2,312,018.07 | 1,036,488.27 | 1,053,290.50 | 1,396,094.09 | 589,724.84 | 6,387,615.76 | | Reservas de Riesgo en Curso | 543,404.17 | 81,434.43 | 390,773.12 | 638,475.69 | 163,467.95 | 1,817,555.35 | | Reserva Matematica | 576,626.96 | 42,988.55 | 4,393.56 | 33,059.21 | 2,964.57 | 660,032.85 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 253,440.85 | 0.00 | 0.00 | 253,440.85 | | Reservas para siniestros pendientes de liquidación y/o pago | 334,727.47 | 378,508.20 | 218,044.23 | 244,446.61 | 174,119.21 | 1,349,845.72 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 17,919.50 | 18,925.41 | 10,903.30 | 12,222.36 | 8,705.96 | 68,676.53 | | Reservas de Contingencia | 103,693.76 | 376,581.02 | 53,776.05 | 89,206.21 | 156,191.16 | 779,448.20 | | Reservas para Riesgos Catastróficos | 735,646.20 | 138,050.67 | 121,959.38 | 378,684.01 | 84,275.99 | 1,458,616.26 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 87,911.28 | 256,316.87 | 265,387.96 | 268,114.30 | 60,861.13 | 938,591.54 | | Obligaciones por operaciones de seguro y fianzas | 249,026.93 | 117,903.09 | 112,747.84 | 140,463.13 | 252,107.36 | 872,248.36 | | Primas en deposito | 5,824.05 | 32,778.85 | 9,415.84 | 34,658.18 | 9,021.08 | 91,698.01 | | Deposito en garantia por fianzas expedidas | 146,968.37 | 48,746.28 | 42,468.44 | 54,368.18 | 225,716.69 | 518,267.97 | | Acreedores por Primas a devolver | 36,875.34 | 1,346.01 | 0.00 | 31.66 | 0.00 | 38,253.00 | | Comisiones a intermediarios de seguros | 59,359.17 | 35,031.95 | 60,863.56 | 51,405.11 | 17,369.59 | 224,029.38 | | Pasivos financieros a costo amortizado | 0.00 | 36,407.20 | 0.00 | 559,802.32 | 0.00 | 596,209.52 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 36,407.20 | 0.00 | 559,802.32 | 0.00 | 596,209.52 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 42,151.67 | 86,054.02 | 116,683.43 | 97,117.90 | 25,845.80 | 367,852.82 | | Provisiones Laborales | 65,645.67 | 20,572.61 | 50,160.67 | 52,438.45 | 22,985.25 | 211,802.66 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 89,661.33 | 37,488.71 | 79,027.45 | 97,623.79 | 49,381.46 | 353,182.74 | | | | | | | | | PATRIMONIO | 3,249,136.23 | 723,551.59 | 961,440.69 | 1,828,721.06 | 309,961.13 | 7,072,810.69 | | Fondos propios | 3,208,014.28 | 705,181.89 | 925,928.28 | 1,829,178.84 | 309,961.13 | 6,978,264.41 | | Capital social pagado | 301,437.80 | 154,256.38 | 265,000.00 | 449,823.00 | 145,305.00 | 1,315,822.18 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 290,218.68 | 122,388.97 | 167,301.40 | 284,868.90 | 58,638.65 | 923,416.60 | | Resultados acumulados | 2,434,705.91 | 420,820.94 | 461,633.17 | 1,015,696.90 | 106,652.78 | 4,439,509.70 | | Resultados del ejercicio | 181,651.88 | 7,715.61 | 31,993.71 | 78,789.67 | -635.30 | 299,515.57 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -457.79 | 0.00 | -457.79 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,095,551.18 | 2,314,782.37 | 2,638,738.54 | 4,440,375.04 | 1,310,866.96 | 16,800,314.10 | | | | | | | | | Cuentas de orden | 594,218,261.22 | 897,228,919.44 | 1,559,604,652.73 | 457,313,168.68 | 350,008,635.02 | 3,858,373,637.10 | | Responsabilidades en vigor | 409,587,345.12 | 469,071,991.20 | 864,141,743.80 | 325,513,651.24 | 223,576,179.42 | 2,291,890,910.78 | | Riesgos cedidos en reaseguro | 181,056,833.06 | 425,823,641.79 | 689,015,354.19 | 129,972,155.64 | 122,465,156.60 | 1,548,333,141.29 | | Responsabilidad por fianzas otorgadas | 691,679.80 | 606,923.93 | 2,268,650.12 | 447,808.89 | 1,630,257.94 | 5,645,320.67 | | Afianzamiento y reafianzamiento cedido | 560,729.91 | 540,189.61 | 1,791,437.59 | 0.00 | 1,313,473.15 | 4,205,830.26 | | Garantias y contragarantias recibidas | 1,738,483.42 | 1,182,929.64 | 2,255,898.19 | 779,066.12 | 1,004,115.23 | 6,960,492.60 | | Documentos y valores en custodia | 327,074.90 | 0.00 | 0.00 | 0.00 | 0.00 | 327,074.90 | | Primas por cobrar retiradas del activo | 0.00 | 72.18 | 0.00 | 0.00 | 0.00 | 72.18 | | Cuentas de registro diversas | 256,115.01 | 3,171.09 | 131,568.84 | 600,486.79 | 19,452.69 | 1,010,794.43 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE MARZO DE 2023 C$ 36.3508 X US$ 1.00 | |
|
