| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,033,261.68 | 2,322,249.94 | 2,777,100.76 | 3,571,314.43 | 1,213,698.08 | 15,917,624.89 | | Efectivo y Equivalente al Efectivo | 631,493.98 | 45,208.73 | 65,359.03 | 139,679.61 | 157,762.55 | 1,039,503.90 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 55,606.43 | 0.00 | 0.00 | 0.00 | 55,606.43 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,777,477.31 | 1,044,806.43 | 1,244,614.12 | 2,630,755.57 | 831,083.04 | 10,528,736.46 | | Inversiones a costo amortizado | 4,336,401.14 | 1,040,202.91 | 1,180,529.74 | 2,465,484.74 | 831,083.04 | 9,853,701.58 | | Cartera de Creditos, Neta | 441,076.17 | 4,603.52 | 64,084.37 | 165,270.83 | 0.00 | 675,034.89 | | Primas por Cobrar (neto) | 373,260.74 | 452,215.37 | 728,222.89 | 479,077.76 | 160,082.20 | 2,192,858.95 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 94,122.37 | 448,703.24 | 159,427.69 | 178,366.45 | 12,908.13 | 893,527.89 | | Otras cuentas por cobrar | 32,782.81 | 6,749.64 | 8,244.96 | 25,401.75 | 8,068.34 | 81,247.50 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 1,203.26 | 0.00 | 0.00 | 1,203.26 | | Participaciones en acciones | 0.00 | 0.00 | 264,208.04 | 13,422.52 | 0.00 | 277,630.55 | | Activo material | 81,320.80 | 220,143.86 | 162,440.28 | 11,126.72 | 2,574.56 | 477,606.24 | | Activo intangible | 10,056.07 | 19,813.75 | 7,721.94 | 5,323.97 | 1,283.78 | 44,199.52 | | Activo fiscales | 2,205.00 | 0.00 | 2,364.08 | 52,589.20 | 17,030.41 | 74,188.70 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 14,072.49 | 0.00 | 14,072.49 | | Otros activos | 30,542.58 | 29,002.50 | 133,294.46 | 21,498.39 | 22,905.06 | 237,243.00 | | | | | | | | | PASIVOS | 2,965,777.34 | 1,606,413.96 | 1,826,226.83 | 1,821,383.05 | 888,701.65 | 9,108,502.82 | | Reservas tecnicas | 2,280,919.98 | 1,014,061.33 | 1,029,224.97 | 1,363,088.63 | 441,641.76 | 6,128,936.67 | | Reservas de Riesgo en Curso | 537,848.61 | 81,194.22 | 383,679.31 | 618,892.10 | 164,613.51 | 1,786,227.74 | | Reserva Matematica | 573,772.56 | 41,736.40 | 4,139.13 | 30,575.20 | 3,793.14 | 654,016.44 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 246,939.27 | 0.00 | 0.00 | 246,939.27 | | Reservas para siniestros pendientes de liquidación y/o pago | 323,773.94 | 374,014.44 | 210,137.23 | 250,103.51 | 41,059.62 | 1,199,088.73 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 16,993.26 | 18,700.72 | 10,506.86 | 12,505.21 | 2,052.98 | 60,759.04 | | Reservas de Contingencia | 100,254.31 | 361,871.53 | 54,281.33 | 84,516.81 | 147,015.94 | 747,939.94 | | Reservas para Riesgos Catastróficos | 728,277.30 | 136,544.01 | 119,541.84 | 366,495.79 | 83,106.57 | 1,433,965.51 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 104,913.99 | 258,152.73 | 425,338.81 | 92,248.17 | 52,931.36 | 933,585.06 | | Obligaciones por operaciones de seguro y fianzas | 242,475.66 | 132,780.91 | 132,368.96 | 127,304.90 | 286,153.48 | 921,083.91 | | Primas en deposito | 5,671.70 | 45,499.80 | 10,173.96 | 29,503.82 | 7,385.37 | 98,234.65 | | Deposito en garantia por fianzas expedidas | 148,834.59 | 52,324.66 | 57,248.59 | 51,293.68 | 261,662.16 | 571,363.67 | | Acreedores por Primas a devolver | 33,013.69 | 1,077.00 | 0.00 | 18.93 | 0.00 | 34,109.62 | | Comisiones a intermediarios de seguros | 54,955.68 | 33,879.45 | 64,946.41 | 46,488.48 | 17,105.96 | 217,375.98 | | Pasivos financieros a costo amortizado | 0.00 | 45,895.28 | 0.00 | 0.00 | 0.00 | 45,895.28 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 45,895.28 | 0.00 | 0.00 | 0.00 | 45,895.28 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 39,713.98 | 95,800.95 | 127,648.30 | 118,707.35 | 33,837.34 | 415,707.92 | | Provisiones Laborales | 57,856.72 | 17,976.31 | 46,369.39 | 48,136.72 | 19,717.50 | 190,056.65 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 239,897.00 | 41,746.44 | 65,276.40 | 71,897.27 | 54,420.21 | 473,237.32 | | | | | | | | | PATRIMONIO | 3,067,484.34 | 715,835.98 | 950,873.93 | 1,749,931.38 | 324,996.43 | 6,809,122.07 | | Fondos propios | 3,026,362.39 | 697,466.28 | 915,361.52 | 1,750,389.17 | 324,996.43 | 6,714,575.80 | | Capital social pagado | 301,437.80 | 146,987.40 | 265,000.00 | 449,823.00 | 145,305.00 | 1,308,553.20 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 237,108.05 | 122,388.97 | 153,107.25 | 263,319.99 | 55,448.76 | 831,373.01 | | Resultados acumulados | 2,133,745.68 | 413,403.05 | 402,626.59 | 893,586.44 | 102,976.69 | 3,946,338.45 | | Resultados del ejercicio | 354,070.86 | 14,686.86 | 94,627.68 | 143,659.37 | 21,265.99 | 628,310.76 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -457.79 | 0.00 | -457.79 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,033,261.68 | 2,322,249.94 | 2,777,100.76 | 3,571,314.43 | 1,213,698.08 | 15,917,624.89 | | | | | | | | | Cuentas de orden | 593,203,989.29 | 837,523,497.58 | 1,524,369,041.32 | 455,276,126.01 | 370,562,443.44 | 3,780,935,097.65 | | Responsabilidades en vigor | 406,929,519.32 | 438,511,623.94 | 843,738,899.98 | 321,429,097.46 | 235,153,854.07 | 2,245,762,994.78 | | Riesgos cedidos en reaseguro | 183,269,356.67 | 396,699,225.15 | 673,986,992.66 | 132,581,205.41 | 131,167,912.64 | 1,517,704,692.52 | | Responsabilidad por fianzas otorgadas | 695,666.87 | 626,596.96 | 2,417,647.88 | 409,138.84 | 1,767,988.74 | 5,917,039.28 | | Afianzamiento y reafianzamiento cedido | 566,578.70 | 551,876.74 | 1,937,477.85 | 0.00 | 1,468,745.89 | 4,524,679.17 | | Garantias y contragarantias recibidas | 1,286,224.97 | 1,130,304.01 | 2,170,201.34 | 823,652.67 | 991,844.59 | 6,402,227.58 | | Documentos y valores en custodia | 327,148.65 | 0.00 | 0.00 | 0.00 | 0.00 | 327,148.65 | | Primas por cobrar retiradas del activo | 0.00 | 71.94 | 0.00 | 0.00 | 0.00 | 71.94 | | Cuentas de registro diversas | 129,494.10 | 3,798.83 | 117,821.62 | 33,031.64 | 12,097.52 | 296,243.71 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE DICIEMBRE DE 2022 C$ 36.2314 X US$ 1.00 | |
|
