SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA TOTAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2023
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10031,55486,825.872.84,71522,421.324.11,23610,455.95.12,97456,449.111.114,775192,192.832.2561,5846,957,724.753.3616,8387,326,069.550.2
De 100.1 a 250355,810.74.9294,552.94.9529,434.04.632251,646.510.215224,005.04.013,7902,035,562.215.614,3802,131,011.314.6
De 250.1 a 500165,071.84.3165,902.66.3269,408.24.613746,940.99.36522,557.13.82,912977,559.07.53,1721,067,439.67.3
De 500.1 a 100032,067.81.7158,960.89.62216,488.88.08055,902.411.02820,309.03.4740489,902.03.8888593,630.84.1
De 1000.1 a 200011,970.01.71117,662.419.02430,665.814.93650,216.49.93244,712.97.5208290,324.92.2312435,552.33.0
De 2000.1 a 300000.00.037,311.97.9818,342.68.9511,318.12.21944,726.07.587214,354.71.6122296,053.22.0
De 3000.1 a 400000.00.013,652.13.9517,501.08.51554,477.410.71657,390.09.629103,364.10.866236,384.51.6
De 4000.1 a 600000.00.0313,779.114.8314,696.07.2941,403.78.2522,762.43.838176,348.41.458268,989.61.8
De 6000.1 a 800000.00.000.00.0213,880.46.8320,875.64.116,133.01.01388,550.70.719129,439.80.9
De 8000.1 a 10000217,565.814.718,760.49.419,743.84.7216,789.73.3544,650.67.5545,355.40.316142,865.71.0
De 10000.1 a 1200000.00.000.00.000.00.0442,679.68.4110,987.31.8444,578.20.3998,245.10.7
De 12000.1 a mas00.00.000.00.0154,587.626.6358,409.711.56106,789.717.9401,639,019.012.5501,858,806.012.7
SUB - TOTAL C$31,611119,311.9 4,79493,003.4 1,380205,204.0 3,590507,109.1 15,105597,215.7 579,45013,062,643.3 635,93014,584,487.4 
PORCENTAJE5.00.8 0.80.6 0.21.4 0.63.5 2.44.1 91.189.6 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 251,644234.62.9385403.47.24,9182,249.121.312,9808,049.411.534,56837,637.610.4789,1701,330,983.633.2843,6651,379,557.730.9
De 25.1 a 5000.00.0142.70.814479.94.61103,939.55.658021,708.16.010,015339,956.18.510,720366,126.48.2
De 50.1 a 75168.80.83185.23.314837.37.9321,949.12.820312,700.03.52,547154,079.13.82,800169,819.63.8
De 75.1 a 100196.81.200.00.010894.18.5423,790.75.425023,452.06.51,341117,735.42.91,644145,969.03.3
De 100.1 a 2002271.13.32280.65.071,035.79.8396,423.29.218326,848.37.41,882259,180.26.52,115294,039.26.6
De 200.1 a 40000.00.01371.76.62602.65.7318,651.612.410330,457.98.4768216,460.95.4905256,544.75.7
De 400.1 a 60000.00.000.00.01434.04.1167,896.211.36834,513.79.5291142,621.93.6376185,465.94.2
De 600.1 a 80000.00.000.00.000.00.064,333.76.22819,966.45.512385,851.02.1157110,151.12.5
De 800.1 a 100000.00.000.00.011,000.09.554,537.16.52422,569.36.2113104,569.82.6143132,676.23.0
De 1000.1 a 200000.00.011,231.222.023,003.228.558,260.011.82740,191.811.1193285,461.97.1228338,148.27.6
De 2000.1 a 300000.00.000.00.000.00.024,205.36.0617,289.34.857143,367.43.665164,862.03.7
De 3000.1 a mas17,500.091.813,084.455.100.00.027,905.411.31276,020.120.9109827,575.320.6125922,085.220.6
SUB - TOTAL US$1,6498,171.3 3945,599.4 4,96910,536.0 13,27069,941.3 36,052363,354.5 806,6094,007,842.6 862,9434,465,445.2 
PORCENTAJE0.20.2 0.00.1 0.60.2 1.51.6 4.28.1 93.589.8 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$33,260418,593.6 5,188298,080.4 6,349591,094.5 16,8603,068,658.6 51,15713,904,892.3 1,386,059159,847,581.0 1,498,873178,128,900.3 
PORCENTAJE2.20.2 0.30.2 0.40.3 1.11.7 3.47.8 92.589.7 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.