SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2022
Tipo Cambio: 36.2314
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1009953,456.130.0963,080.45.2521,793.61.476525,180.34.8924,721.21.34,27567,202.72.46,275105,434.32.7
De 100.1 a 250274,769.041.4355,433.29.2254,144.33.214122,351.34.36811,455.83.258995,382.73.3885143,536.33.7
De 250.1 a 50092,605.922.6165,147.78.7113,475.22.75718,932.03.64616,558.24.6314107,904.23.8453154,623.23.9
De 500.1 a 10001680.65.9116,619.911.21711,470.48.73524,584.34.73524,374.46.8222156,067.65.5321223,797.35.7
De 1000.1 a 200000.00.0810,462.117.71519,526.614.92231,672.16.02840,219.411.3120164,822.95.8193266,703.26.8
De 2000.1 a 300000.00.000.00.01023,747.718.1614,520.82.81331,307.88.852124,494.94.481194,071.24.9
De 3000.1 a 400000.00.013,500.25.913,155.32.4517,387.13.3724,288.26.832111,212.33.946159,543.14.1
De 4000.1 a 600000.00.0524,944.942.114,346.63.3628,701.25.5314,481.64.121103,164.43.636175,638.94.5
De 6000.1 a 800000.00.000.00.0427,631.321.1321,508.04.1428,020.77.919130,690.64.630207,850.75.3
De 8000.1 a 1000000.00.000.00.000.00.000.00.0433,548.19.412110,418.03.916143,966.13.7
De 10000.1 a 1200000.00.000.00.000.00.0221,737.74.2111,886.13.3664,108.82.2997,732.52.5
De 12000.1 a mas00.00.000.00.0131,801.724.315297,157.556.73115,672.832.4291,614,773.456.7482,059,405.552.4
SUB - TOTAL C$1,03211,511.7 17259,188.5 137131,092.8 1,057523,732.3 304356,534.4 5,6912,850,242.6 8,3933,932,302.2 
PORCENTAJE12.30.3 2.01.5 1.63.3 12.613.3 3.69.1 67.872.5 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 25372164.713.0104333.917.171582.81.22232,342.54.01,90118,615.35.416,541151,539.77.619,212173,578.97.1
De 25.1 a 5000.00.0148.22.522713.91.5903,291.45.651419,573.45.73,106107,476.95.43,733131,103.85.4
De 50.1 a 75167.05.300.00.016914.41.9291,735.82.917110,656.53.188854,856.52.71,10568,230.22.8
De 75.1 a 100192.07.300.00.0151,368.52.8373,480.25.921419,818.25.855748,865.22.482473,624.13.0
De 100.1 a 2001136.010.84545.027.9111,486.13.0304,624.07.817626,196.07.6899128,563.76.41,121161,550.86.6
De 200.1 a 4003803.763.61247.712.751,753.63.6226,586.411.29828,316.58.2483136,953.16.9612174,660.97.1
De 400.1 a 60000.00.000.00.041,943.04.0147,008.311.96432,595.39.5232115,365.55.8314156,912.06.4
De 600.1 a 80000.00.01780.039.91771.41.61670.01.12014,141.84.110573,681.83.712890,044.93.7
De 800.1 a 100000.00.000.00.065,557.111.465,869.610.02827,584.18.010798,196.64.9147137,207.45.6
De 1000.1 a 200000.00.000.00.058,148.016.7610,799.918.32234,409.310.0174253,415.912.7207306,773.212.5
De 2000.1 a 300000.00.000.00.000.00.025,500.09.3718,159.05.347121,914.06.156145,573.05.9
De 3000.1 a mas00.00.000.00.0225,567.952.427,000.011.91493,840.927.398704,017.635.3116830,426.433.9
SUB - TOTAL US$3781,263.4 1111,954.8 15848,806.7 46258,908.0 3,229343,906.4 23,2371,994,846.4 27,5752,449,685.7 
PORCENTAJE1.40.1 0.40.1 0.62.0 1.72.4 11.714.0 84.381.4 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$1,41057,288.6 283130,015.2 2951,899,426.6 1,5192,658,053.0 3,53312,816,743.6 28,92875,126,324.9 35,96892,687,851.9 
PORCENTAJE3.90.1 0.80.1 0.82.0 4.22.9 9.813.8 80.481.1 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.