| | | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | BANCO ATLÁNTIDA | FINANCIERA FAMA | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Activo | 94,877,053.7 | 80,858,273.8 | 79,830,533.0 | 21,692,167.0 | 27,355,403.4 | 11,137,210.7 | 7,242,847.4 | 2,352,365.3 | 2,506,491.9 | 3,466,506.2 | 331,318,852.4 | | Efectivo y Equivalentes de Efectivo | 25,063,432.3 | 17,484,111.0 | 17,445,296.2 | 4,519,127.7 | 5,137,056.6 | 2,498,381.9 | 604,932.5 | 577,052.4 | 240,974.3 | 311,547.5 | 73,881,912.3 | | Moneda Nacional | 11,525,828.3 | 5,088,608.6 | 5,359,453.2 | 1,222,501.2 | 787,954.2 | 682,236.8 | 75,092.6 | 263,741.7 | 162,438.7 | 150,117.2 | 25,317,972.3 | | Caja | 2,519,884.0 | 1,810,959.5 | 2,316,536.5 | 243,037.1 | 381,335.4 | 228,206.5 | 12,650.8 | 12,285.1 | 21,648.6 | 90,355.9 | 7,636,899.3 | | Banco Central de Nicaragua | 4,851,335.9 | 3,060,292.8 | 2,816,421.8 | 686,285.5 | 326,075.8 | 149,664.3 | 722.3 | 35,646.1 | 55,721.3 | 0.0 | 11,982,165.7 | | Instituciones Financieras | 186,780.9 | 217,356.3 | 226,494.9 | 93,508.4 | 77,999.7 | 24,231.8 | 46,702.4 | 12,391.8 | 65,083.5 | 59,761.3 | 1,010,311.0 | | Depósitos Restringidos | 0.0 | 0.0 | 0.0 | 0.0 | 2,543.2 | 0.0 | 0.0 | 3,322.9 | 0.0 | 0.0 | 5,866.1 | | Equivalentes de Efectivo | 3,967,827.5 | 0.0 | 0.0 | 199,670.2 | 0.0 | 280,134.2 | 15,017.1 | 200,095.8 | 19,985.4 | 0.0 | 4,682,730.1 | | Moneda Extranjera | 13,537,604.0 | 12,395,502.5 | 12,085,843.0 | 3,296,626.6 | 4,349,102.4 | 1,816,145.1 | 529,839.9 | 313,310.7 | 78,535.6 | 161,430.3 | 48,563,940.0 | | Caja | 1,800,487.6 | 1,270,139.7 | 2,109,345.4 | 201,500.3 | 394,805.2 | 388,156.1 | 3,754.8 | 7,359.1 | 24,021.2 | 76,122.4 | 6,275,691.8 | | Banco Central de Nicaragua | 6,524,019.3 | 6,872,930.1 | 6,594,351.9 | 2,083,735.4 | 2,028,854.4 | 940,752.2 | 1,652.1 | 112,064.5 | 21,767.1 | 0.0 | 25,180,126.9 | | Instituciones Financieras | 3,503,124.8 | 3,296,446.8 | 2,835,261.3 | 461,163.2 | 611,351.5 | 204,267.6 | 524,433.0 | 81,308.3 | 32,747.3 | 85,307.9 | 11,635,411.8 | | Depósitos Restringidos | 242,639.1 | 955,985.9 | 546,884.4 | 37,870.2 | 343,157.6 | 24,672.7 | 0.0 | 75,944.4 | 0.0 | 0.0 | 2,227,154.4 | | Equivalentes de Efectivo | 1,467,333.1 | 0.0 | 0.0 | 512,357.4 | 970,933.8 | 258,296.5 | 0.0 | 36,634.4 | 0.0 | 0.0 | 3,245,555.1 | | Inversiones a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones a Valor Razonable con Cambios en Otro Resultado Integral | 1,215,348.6 | 7,074,008.0 | 10,266,105.5 | 0.0 | 8,067,721.0 | 6,750.0 | 250.0 | 70,461.9 | 0.0 | 0.0 | 26,700,645.0 | | Cartera a Costo Amortizado | 64,638,287.6 | 51,132,084.2 | 50,144,681.0 | 16,502,925.0 | 12,454,942.3 | 8,067,108.9 | 6,387,483.2 | 1,637,583.7 | 2,070,050.7 | 2,992,533.7 | 216,027,680.3 | | Inversiones a Costo Amortizado, Neto | 8,800,373.5 | 16,674,900.6 | 0.0 | 2,022,095.2 | 0.0 | 790,331.1 | 3,154,904.8 | 55,838.8 | 379.5 | 110,331.7 | 31,609,155.3 | | Cartera de Créditos, Neta | 55,837,914.0 | 34,457,183.6 | 50,144,681.0 | 14,480,829.8 | 12,454,942.3 | 7,276,777.8 | 3,232,578.4 | 1,581,744.9 | 2,069,671.3 | 2,882,202.0 | 184,418,525.1 | | Vigentes | 53,880,059.3 | 33,330,849.9 | 50,852,618.5 | 13,979,176.3 | 12,402,717.3 | 7,284,105.0 | 3,016,258.2 | 1,497,068.0 | 2,074,107.3 | 2,828,570.3 | 181,145,530.1 | | Prorrogados | 86,136.7 | 439.5 | 22,315.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 108,891.7 | | Reestructurados | 2,640,842.1 | 1,149,475.8 | 3,036,211.2 | 607,637.0 | 181,316.1 | 176,169.6 | 26,718.5 | 98,885.6 | 27,473.2 | 8,566.5 | 7,953,295.6 | | Vencidos | 275,987.1 | 942,369.1 | 187,244.4 | 90,938.4 | 121,303.2 | 36,908.1 | 17,442.9 | 0.0 | 36,853.4 | 45,202.4 | 1,754,249.0 | | Cobro Judicial | 253,460.4 | 220,720.5 | 312,495.5 | 75,711.6 | 12,386.0 | 5,577.7 | 357,218.2 | 0.0 | 0.0 | 532.0 | 1,238,101.9 | | Diferimiento de comisiones y otros | -102,880.4 | -155,122.4 | -233,374.4 | -44,601.4 | -31,684.1 | -30,751.8 | -1,626.7 | -4,756.2 | -5,056.2 | -18,067.1 | -627,920.8 | | Intereses y Comisiones por Cobrar sobre Cartera de Créditos | 764,088.1 | 493,396.5 | 494,009.9 | 181,897.1 | 163,093.3 | 98,415.2 | 40,554.8 | 12,051.0 | 41,319.1 | 113,953.6 | 2,402,778.7 | | (-) Provisión de Cartera de Créditos | -1,959,779.3 | -1,524,945.4 | -4,526,839.5 | -409,929.2 | -394,189.5 | -293,646.0 | -223,987.5 | -21,503.5 | -105,025.6 | -96,555.8 | -9,556,401.1 | | Cuentas por Cobrar, Neto | 675,382.1 | 918,529.3 | 628,935.8 | 106,264.5 | 128,852.4 | 194,196.6 | 40,957.3 | 2,525.6 | 17,957.9 | 17,540.4 | 2,731,141.8 | | Activos no Corrientes Mantenidos para la Venta | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Activos Recibidos en Recuperación de Créditos | 85,228.7 | 541,610.9 | 1,088.5 | 17,099.1 | 1,424.3 | 350.8 | 0.0 | 0.0 | 0.0 | 1,085.8 | 647,888.2 | | Participaciones | 355,391.6 | 2,290,030.1 | 109,085.6 | 43,397.0 | 738,775.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3,536,679.4 | | Activo Material | 2,062,755.1 | 889,576.4 | 1,165,369.2 | 252,775.3 | 478,081.8 | 294,373.0 | 163,268.3 | 11,410.7 | 118,285.8 | 68,464.8 | 5,504,360.4 | | Activos Intangibles | 309,659.6 | 109,237.5 | 786.5 | 50,016.5 | 155,693.7 | 41,086.4 | 16,871.2 | 30,673.1 | 24,642.6 | 10,815.1 | 749,482.0 | | Activos Fiscales | 10,381.9 | 124,177.8 | 0.0 | 70,125.7 | 70,592.5 | 4,421.6 | 17,374.7 | 122.6 | 11,810.8 | 14,285.0 | 323,292.6 | | Otros Activos | 461,186.3 | 294,908.5 | 69,184.6 | 130,436.2 | 122,263.7 | 30,541.6 | 11,710.3 | 22,535.2 | 22,769.7 | 50,234.0 | 1,215,770.2 | | Pasivo | 80,918,298.3 | 68,090,672.9 | 64,964,067.4 | 19,459,474.4 | 24,169,563.9 | 9,600,475.3 | 1,358,973.0 | 1,530,323.7 | 2,069,407.4 | 2,615,484.8 | 274,776,741.2 | | Pasivos Financieros a Costo Amortizado | 79,175,907.4 | 66,847,502.0 | 63,057,916.2 | 18,795,905.6 | 23,324,737.9 | 9,386,768.1 | 1,258,020.8 | 1,465,340.2 | 1,971,039.9 | 2,350,983.8 | 267,634,122.0 | | Obligaciones con el Público | 70,012,749.0 | 61,783,784.6 | 59,309,007.9 | 15,820,432.6 | 16,810,431.9 | 7,637,869.8 | 0.0 | 631,384.3 | 0.0 | 0.0 | 232,005,660.0 | | Moneda Nacional | 29,363,296.5 | 18,556,049.3 | 15,924,072.1 | 3,322,578.6 | 2,484,566.0 | 986,141.8 | 0.0 | 36,683.7 | 0.0 | 0.0 | 70,673,388.1 | | Depósitos a la Vista | 17,160,384.9 | 10,317,954.1 | 10,202,609.2 | 1,116,800.4 | 1,907,298.6 | 595,577.9 | 0.0 | 28,372.3 | 0.0 | 0.0 | 41,328,997.4 | | Depósitos de Ahorro | 11,307,762.6 | 7,707,181.9 | 5,290,066.6 | 2,061,397.9 | 429,238.1 | 344,621.1 | 0.0 | 3,383.0 | 0.0 | 0.0 | 27,143,651.2 | | Depósitos a Plazo | 895,149.0 | 530,913.2 | 431,396.3 | 144,380.3 | 148,029.3 | 45,942.8 | 0.0 | 4,928.4 | 0.0 | 0.0 | 2,200,739.4 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Moneda Extranjera | 40,426,535.0 | 43,053,051.3 | 43,251,041.1 | 12,347,292.1 | 14,218,089.0 | 6,618,821.8 | 0.0 | 592,213.7 | 0.0 | 0.0 | 160,507,044.0 | | Depósitos a la Vista | 11,312,908.8 | 12,589,978.9 | 14,872,294.0 | 1,255,470.9 | 4,371,577.1 | 1,891,265.0 | 0.0 | 124,456.7 | 0.0 | 0.0 | 46,417,951.4 | | Depósitos de Ahorro | 19,768,968.1 | 22,933,478.1 | 21,203,958.9 | 4,883,155.4 | 3,394,644.5 | 2,302,145.3 | 0.0 | 70,985.6 | 0.0 | 0.0 | 74,557,336.0 | | Depósitos a Plazo | 9,344,658.1 | 7,529,594.3 | 7,174,788.2 | 6,208,665.8 | 6,451,867.3 | 2,425,411.5 | 0.0 | 396,771.4 | 0.0 | 0.0 | 39,531,756.6 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Intereses sobre Obligaciones con el Público por Depósitos | 222,917.4 | 174,684.0 | 133,894.7 | 150,561.9 | 107,776.9 | 32,906.1 | 0.0 | 2,486.8 | 0.0 | 0.0 | 825,227.9 | | Otras Obligaciones Diversas con el Público | 805,219.2 | 497,296.4 | 607,294.8 | 116,874.1 | 57,767.2 | 198,965.7 | 2,339.3 | 73.9 | 0.0 | 0.0 | 2,285,830.5 | | Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales | 1,494,389.4 | 1,078,850.8 | 2,033,671.8 | 1,110,831.3 | 2,594,685.4 | 1,176,471.6 | 0.0 | 833,882.0 | 0.0 | 0.0 | 10,322,782.4 | | Obligaciones por Emisión de Deuda | 70,232.6 | 0.0 | 0.0 | 20,087.6 | 0.0 | 0.0 | 0.0 | 0.0 | 20,458.4 | 0.0 | 110,778.5 | | Pasivos por Operaciones de Reporto | 0.0 | 0.0 | 0.0 | 0.0 | 2,278,647.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2,278,647.2 | | Obligaciones con Instituciones Financieras y por otros Financiamientos | 6,329,841.3 | 3,474,644.4 | 819,927.0 | 1,534,235.2 | 1,297,588.4 | 205,790.8 | 1,255,681.5 | 0.0 | 1,950,581.5 | 2,350,983.8 | 19,219,273.9 | | Obligaciones con el Banco Central de Nicaragua | 463,475.9 | 12,925.8 | 288,014.7 | 193,444.8 | 285,617.9 | 167,670.3 | 0.0 | 0.0 | 0.0 | 0.0 | 1,411,149.4 | | Arrendamiento Financiero | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Financieros a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Fiscales | 165,602.6 | 401,536.6 | 234,698.6 | 22,830.4 | 92,986.0 | 56,341.7 | 26,385.4 | 1,050.7 | 21,529.2 | 19,495.2 | 1,042,456.5 | | Obligaciones Subordinadas y/o Convertibles en Capital | 0.0 | 126,754.3 | 0.0 | 376,608.6 | 377,619.1 | 0.0 | 0.0 | 0.0 | 0.0 | 119,568.0 | 1,000,550.1 | | Otros Pasivos y Provisiones | 1,576,788.3 | 714,880.0 | 1,671,452.6 | 264,129.9 | 374,220.9 | 157,365.4 | 74,566.7 | 63,932.7 | 76,838.3 | 125,437.8 | 5,099,612.7 | | PATRIMONIO | 13,958,755.4 | 12,767,600.9 | 14,866,465.6 | 2,232,692.6 | 3,185,839.5 | 1,536,735.5 | 5,883,874.4 | 822,041.6 | 437,084.4 | 851,021.4 | 56,542,111.2 | | Fondos Propios | 13,952,129.4 | 12,381,230.0 | 14,511,608.3 | 2,221,845.7 | 2,971,540.9 | 1,484,494.1 | 5,800,875.4 | 822,094.2 | 390,496.4 | 821,478.5 | 55,357,792.8 | | Capital Social Pagado | 3,928,500.0 | 4,268,872.0 | 4,683,332.0 | 982,108.4 | 1,487,202.5 | 838,390.9 | 4,857,022.0 | 1,108,258.0 | 345,032.0 | 700,710.0 | 23,199,427.8 | | Aportes a Capitalizar | 1,575,000.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | 70,702.4 | 1,645,703.3 | | Obligaciones Convertibles en Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Capital Donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | | Reservas Patrimoniales | 2,441,580.3 | 2,531,076.4 | 2,693,763.7 | 520,040.7 | 518,936.9 | 149,626.3 | 590,297.0 | 0.0 | 15,537.0 | 40,603.4 | 9,501,461.6 | | Resultados Acumulados | 5,171,353.9 | 4,561,471.1 | 5,803,214.2 | 633,457.1 | 740,662.1 | 393,835.0 | 0.0 | -261,642.5 | 13,471.0 | -52,791.9 | 17,003,030.0 | | Resultado del Ejercicio | 835,695.2 | 1,019,809.9 | 1,331,298.4 | 86,239.6 | 224,739.3 | 102,641.7 | 95,138.3 | -24,521.3 | 16,456.5 | 62,254.5 | 3,749,752.1 | | Otro Resultado Integral Neto | -119,290.2 | -88,133.0 | 1,585.5 | -218.5 | 5,125.8 | -1,461.7 | 14,123.6 | -52.6 | 6,619.3 | 2,487.3 | -179,214.6 | | Ajustes de Transición | 125,916.2 | 474,503.9 | 353,271.8 | 11,065.4 | 209,172.9 | 53,703.1 | 68,875.5 | 0.0 | 39,968.7 | 27,055.6 | 1,363,532.9 | | CUENTAS CONTINGENTES | 23,056,228.1 | 16,735,077.8 | 16,490,030.2 | 1,341,814.3 | 11,952,264.1 | 2,076,095.4 | 0.0 | 81,601.6 | 0.0 | 0.0 | 71,733,111.6 | | CUENTAS DE ORDEN | 135,639,024.6 | 94,931,994.6 | 453,200,121.0 | 50,763,875.9 | 30,170,859.5 | 23,297,386.9 | 13,665,812.3 | 3,171,573.0 | 3,406,102.7 | 4,711,260.0 | 812,958,010.5 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. | | A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE JUNIO DE 2024 C$ 36.6243 X US$ 1.00 | | El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”, a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1218-1-DIC1-2020 de fecha 01 de diciembre del 2020, autorizó a FINANCIERA FINCA NICARAGUA, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1222-1-DIC17-2020 de fecha 17 de diciembre del 2020, autorizó a FINANCIERA FUNDESER, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. |
|
