| | | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | BANCO ATLÁNTIDA | FINANCIERA FAMA | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Activo | 85,159,039.1 | 74,121,731.6 | 69,052,708.1 | 20,059,068.3 | 22,803,825.4 | 9,014,452.7 | 7,051,288.6 | 1,371,185.2 | 2,048,884.9 | 3,084,901.7 | 293,767,085.6 | | Efectivo y Equivalentes de Efectivo | 24,217,025.4 | 13,974,491.8 | 16,471,093.9 | 4,681,573.8 | 4,935,230.6 | 2,325,067.9 | 593,170.9 | 195,995.7 | 190,499.1 | 657,737.3 | 68,241,886.3 | | Moneda Nacional | 9,875,658.4 | 4,435,265.8 | 5,544,825.3 | 1,214,983.6 | 828,213.2 | 522,841.5 | 214,362.6 | 49,994.7 | 96,512.4 | 297,789.7 | 23,080,447.1 | | Caja | 2,033,750.6 | 1,602,630.1 | 2,451,396.8 | 190,445.4 | 427,163.4 | 205,560.3 | 510.8 | 12,705.8 | 18,189.4 | 120,769.1 | 7,063,121.8 | | Banco Central de Nicaragua | 3,562,585.3 | 2,542,544.5 | 2,813,577.2 | 641,678.0 | 358,331.4 | 146,076.0 | 126.1 | 19,459.9 | 6.4 | 0.0 | 10,084,384.8 | | Instituciones Financieras | 374,035.1 | 285,269.9 | 279,851.2 | 223,623.4 | 40,175.1 | 13,104.8 | 133,612.5 | 15,273.2 | 78,316.6 | 177,020.5 | 1,620,282.4 | | Depósitos Restringidos | 0.0 | 4,821.3 | 0.0 | 0.0 | 2,543.2 | 0.0 | 0.0 | 2,555.8 | 0.0 | 0.0 | 9,920.3 | | Equivalentes de Efectivo | 3,905,287.4 | 0.0 | 0.0 | 159,236.8 | 0.0 | 158,100.5 | 80,113.1 | 0.0 | 0.0 | 0.0 | 4,302,737.9 | | Moneda Extranjera | 14,341,367.0 | 9,539,225.9 | 10,926,268.6 | 3,466,590.3 | 4,107,017.4 | 1,802,226.3 | 378,808.3 | 146,001.0 | 93,986.6 | 359,947.6 | 45,161,439.1 | | Caja | 1,603,934.9 | 1,174,007.2 | 2,648,407.4 | 167,199.1 | 408,493.7 | 358,115.7 | 1,034.6 | 13,819.7 | 26,680.9 | 74,250.1 | 6,475,943.4 | | Banco Central de Nicaragua | 5,647,676.5 | 5,533,317.7 | 6,044,914.8 | 2,440,129.3 | 2,324,487.6 | 808,942.3 | 3,028.5 | 66,947.7 | 5,475.3 | 0.0 | 22,874,919.7 | | Instituciones Financieras | 4,310,362.6 | 1,555,315.1 | 1,505,863.8 | 570,073.1 | 532,070.5 | 176,088.4 | 374,745.2 | 34,257.7 | 61,830.4 | 285,697.5 | 9,406,304.2 | | Depósitos Restringidos | 246,293.0 | 913,044.7 | 0.0 | 35,227.4 | 109,351.2 | 23,000.1 | 0.0 | 30,975.9 | 0.0 | 0.0 | 1,357,892.2 | | Equivalentes de Efectivo | 2,533,099.9 | 363,541.3 | 727,082.6 | 253,961.4 | 732,614.4 | 436,079.9 | 0.0 | 0.0 | 0.0 | 0.0 | 5,046,379.6 | | Inversiones a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones a Valor Razonable con Cambios en Otro Resultado Integral | 1,488,272.7 | 12,944,577.5 | 12,185,639.7 | 171,887.7 | 6,868,490.8 | 6,750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 33,665,868.4 | | Cartera a Costo Amortizado | 55,824,022.6 | 42,720,341.8 | 38,840,038.2 | 14,584,408.9 | 9,360,895.8 | 6,301,653.8 | 6,271,940.1 | 1,130,293.7 | 1,699,492.1 | 2,305,171.5 | 179,038,258.7 | | Inversiones a Costo Amortizado, Neto | 7,130,091.7 | 12,419,497.8 | 0.0 | 1,816,660.3 | 24,987.6 | 214,021.2 | 2,385,557.2 | 54,192.3 | 371.8 | 109,134.7 | 24,154,514.5 | | Cartera de Créditos, Neta | 48,693,930.9 | 30,300,844.1 | 38,840,038.2 | 12,767,748.7 | 9,335,908.2 | 6,087,632.6 | 3,886,382.9 | 1,076,101.4 | 1,699,120.4 | 2,196,036.7 | 154,883,744.2 | | Vigentes | 46,580,640.9 | 28,582,966.3 | 38,484,032.0 | 12,015,781.0 | 8,815,962.8 | 5,968,693.7 | 3,957,295.0 | 1,086,645.0 | 1,693,066.7 | 2,151,011.9 | 149,336,095.4 | | Prorrogados | 62,372.8 | 7,245.0 | 3,530.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 508.2 | 73,656.7 | | Reestructurados | 2,599,321.0 | 2,110,849.0 | 3,180,709.8 | 812,683.7 | 590,034.0 | 295,861.8 | 10,649.8 | 0.0 | 38,852.9 | 9,491.9 | 9,648,453.8 | | Vencidos | 291,996.1 | 142,518.5 | 332,704.9 | 87,938.6 | 97,804.4 | 38,444.6 | 26,274.4 | 0.0 | 31,415.9 | 39,427.8 | 1,088,525.1 | | Cobro Judicial | 217,553.1 | 393,169.5 | 346,095.3 | 126,147.9 | 16,068.4 | 10,946.0 | 951.5 | 0.0 | 0.0 | 613.2 | 1,111,544.9 | | Diferimiento de comisiones y otros | -91,557.4 | -142,499.6 | -154,391.1 | -30,427.1 | -9,857.9 | -27,350.6 | -3,895.9 | -4,317.4 | -5,177.2 | -1,382.5 | -470,856.7 | | Intereses y Comisiones por Cobrar sobre Cartera de Créditos | 598,538.4 | 347,060.5 | 365,866.7 | 161,696.2 | 117,233.6 | 88,723.0 | 63,773.5 | 4,323.1 | 34,550.2 | 75,355.8 | 1,857,121.0 | | (-) Provisión de Cartera de Créditos | -1,564,933.8 | -1,140,465.1 | -3,718,510.3 | -406,071.7 | -291,337.1 | -287,685.8 | -168,665.3 | -10,549.3 | -93,588.1 | -78,989.7 | -7,760,796.2 | | Cuentas por Cobrar, Neto | 303,062.4 | 584,468.3 | 124,624.7 | 50,332.1 | 63,167.1 | 52,250.5 | 4,957.0 | 2,269.4 | 16,650.7 | 15,630.9 | 1,217,413.2 | | Activos no Corrientes Mantenidos para la Venta | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Activos Recibidos en Recuperación de Créditos | 245,724.0 | 169,918.3 | 7,405.8 | 38,850.4 | 37,520.4 | 1,218.9 | 0.0 | 0.0 | 0.0 | 2,835.8 | 503,473.6 | | Participaciones | 328,617.4 | 2,098,337.2 | 99,547.2 | 39,959.1 | 718,938.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3,285,399.6 | | Activo Material | 2,032,551.3 | 823,303.6 | 1,119,004.6 | 272,871.6 | 409,843.5 | 255,879.1 | 153,332.3 | 15,390.4 | 89,139.1 | 62,131.1 | 5,233,446.6 | | Activos Intangibles | 310,295.4 | 121,338.4 | 76.5 | 51,710.0 | 166,399.8 | 47,166.1 | 7,530.6 | 20,313.9 | 21,476.4 | 15,078.7 | 761,385.8 | | Activos Fiscales | 11,444.2 | 413,553.4 | 0.0 | 70,086.7 | 113,645.9 | 4,741.5 | 8,271.7 | 324.4 | 12,261.1 | 14,284.4 | 648,613.1 | | Otros Activos | 398,023.7 | 271,401.3 | 205,277.5 | 97,387.9 | 129,692.8 | 19,724.8 | 11,836.1 | 6,597.7 | 19,366.5 | 12,031.9 | 1,171,340.3 | | Pasivo | 72,337,449.5 | 62,768,574.8 | 55,367,670.5 | 17,963,367.0 | 20,151,934.7 | 7,708,287.0 | 1,427,910.7 | 841,028.1 | 1,659,623.6 | 2,361,822.5 | 242,587,668.5 | | Pasivos Financieros a Costo Amortizado | 71,249,829.5 | 59,332,031.8 | 54,124,750.5 | 17,416,744.6 | 19,087,818.6 | 7,533,953.1 | 1,339,931.2 | 793,398.0 | 1,559,917.6 | 2,120,321.5 | 234,558,696.3 | | Obligaciones con el Público | 60,739,379.3 | 52,956,759.4 | 52,222,104.0 | 13,584,378.8 | 14,691,060.4 | 5,923,940.0 | 0.0 | 352,882.4 | 0.0 | 0.0 | 200,470,504.4 | | Moneda Nacional | 24,671,116.0 | 16,396,702.0 | 13,895,132.7 | 2,561,407.9 | 2,293,510.8 | 713,678.5 | 0.0 | 38,260.4 | 0.0 | 0.0 | 60,569,808.3 | | Depósitos a la Vista | 14,099,410.1 | 9,299,743.1 | 9,023,707.2 | 655,458.4 | 1,435,217.0 | 436,742.7 | 0.0 | 33,084.3 | 0.0 | 0.0 | 34,983,362.7 | | Depósitos de Ahorro | 9,476,526.7 | 6,564,705.3 | 4,448,697.9 | 1,829,035.0 | 491,892.5 | 246,745.7 | 0.0 | 1,505.3 | 0.0 | 0.0 | 23,059,108.5 | | Depósitos a Plazo | 1,095,179.2 | 532,253.6 | 422,727.7 | 76,914.5 | 366,401.2 | 30,190.2 | 0.0 | 3,670.8 | 0.0 | 0.0 | 2,527,337.1 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Moneda Extranjera | 35,916,167.5 | 36,438,265.6 | 38,216,238.1 | 10,930,575.1 | 12,318,725.3 | 5,185,725.1 | 0.0 | 313,066.3 | 0.0 | 0.0 | 139,318,763.0 | | Depósitos a la Vista | 10,471,397.1 | 10,380,410.0 | 13,359,794.3 | 948,380.7 | 3,501,878.0 | 1,288,926.9 | 0.0 | 45,249.1 | 0.0 | 0.0 | 39,996,036.1 | | Depósitos de Ahorro | 17,001,139.1 | 19,301,412.2 | 18,863,858.8 | 5,171,307.5 | 2,985,895.5 | 1,978,577.7 | 0.0 | 16,584.2 | 0.0 | 0.0 | 65,318,774.9 | | Depósitos a Plazo | 8,443,631.2 | 6,756,443.4 | 5,992,585.0 | 4,810,887.0 | 5,830,951.8 | 1,918,220.5 | 0.0 | 251,233.1 | 0.0 | 0.0 | 34,003,952.0 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Intereses sobre Obligaciones con el Público por Depósitos | 152,095.8 | 121,791.9 | 110,733.2 | 92,395.8 | 78,824.4 | 24,536.4 | 0.0 | 1,555.7 | 0.0 | 0.0 | 581,933.1 | | Otras Obligaciones Diversas con el Público | 543,919.6 | 947,568.8 | 374,025.1 | 82,448.8 | 58,176.9 | 68,647.0 | 1,273.6 | 134.4 | 0.0 | 0.0 | 2,076,194.2 | | Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales | 1,844,638.2 | 2,049,352.7 | 1,254,749.3 | 1,332,137.2 | 2,394,788.3 | 882,578.7 | 0.0 | 440,381.1 | 0.0 | 0.0 | 10,198,625.6 | | Obligaciones por Emisión de Deuda | 0.0 | 0.0 | 0.0 | 17,009.5 | 0.0 | 0.0 | 0.0 | 0.0 | 35,269.4 | 0.0 | 52,279.0 | | Pasivos por Operaciones de Reporto | 0.0 | 0.0 | 0.0 | 0.0 | 367,921.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 367,921.7 | | Obligaciones con Instituciones Financieras y por otros Financiamientos | 7,608,489.8 | 3,377,766.6 | 111,872.4 | 2,158,717.2 | 1,234,972.9 | 566,405.7 | 1,338,657.6 | 0.0 | 1,524,648.2 | 2,120,321.5 | 20,041,851.9 | | Obligaciones con el Banco Central de Nicaragua | 513,402.8 | 584.2 | 161,999.6 | 242,053.0 | 340,898.3 | 92,381.6 | 0.0 | 0.0 | 0.0 | 0.0 | 1,351,319.6 | | Arrendamiento Financiero | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Financieros a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Fiscales | 156,062.3 | 604,930.3 | 235,261.6 | 23,662.4 | 171,163.8 | 52,938.2 | 27,481.9 | 205.2 | 21,180.6 | 16,168.8 | 1,309,055.1 | | Obligaciones Subordinadas y/o Convertibles en Capital | 0.0 | 2,129,928.0 | 0.0 | 361,811.6 | 362,364.9 | 0.0 | 0.0 | 0.0 | 0.0 | 117,262.2 | 2,971,366.7 | | Otros Pasivos y Provisiones | 931,557.7 | 701,684.6 | 1,007,658.4 | 161,148.5 | 530,587.5 | 121,395.8 | 60,497.6 | 47,424.9 | 78,525.3 | 108,070.0 | 3,748,550.3 | | PATRIMONIO | 12,821,589.6 | 11,353,156.8 | 13,685,037.5 | 2,095,701.3 | 2,651,890.7 | 1,306,165.7 | 5,623,377.9 | 530,157.1 | 389,261.4 | 723,079.1 | 51,179,417.1 | | Fondos Propios | 12,845,533.4 | 11,335,526.9 | 13,305,728.6 | 2,079,713.2 | 2,318,862.1 | 1,249,574.5 | 5,540,167.7 | 530,157.1 | 342,470.6 | 693,254.1 | 50,240,988.2 | | Capital Social Pagado | 3,928,500.0 | 4,268,872.0 | 2,855,000.0 | 982,108.4 | 1,203,702.5 | 838,390.9 | 4,657,087.5 | 672,084.0 | 345,032.0 | 700,710.0 | 20,451,487.3 | | Aportes a Capitalizar | 845,000.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 72,458.8 | 0.0 | 70,702.4 | 988,162.1 | | Obligaciones Convertibles en Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Capital Donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | | Reservas Patrimoniales | 2,190,892.8 | 2,307,377.0 | 2,352,804.2 | 504,537.6 | 449,455.7 | 121,553.5 | 560,623.0 | 0.0 | 11,302.0 | 28,894.9 | 8,527,440.7 | | Resultados Acumulados | 5,465,514.8 | 4,280,892.4 | 7,527,774.5 | 545,606.2 | 556,935.3 | 245,187.3 | 0.0 | -205,535.5 | -26,378.5 | -119,140.2 | 18,270,856.3 | | Resultado del Ejercicio | 415,625.7 | 478,384.9 | 570,149.9 | 47,461.1 | 108,768.6 | 44,442.5 | 64,039.1 | -8,850.2 | 12,515.2 | 12,086.9 | 1,744,623.7 | | Otro Resultado Integral Neto | -152,188.2 | -456,873.9 | 26,037.1 | 4,922.7 | 123,855.8 | 2,888.1 | 14,334.7 | 0.0 | 6,822.0 | 2,769.4 | -427,432.3 | | Ajustes de Transición | 128,244.5 | 474,503.9 | 353,271.8 | 11,065.4 | 209,172.9 | 53,703.1 | 68,875.5 | 0.0 | 39,968.7 | 27,055.6 | 1,365,861.2 | | CUENTAS CONTINGENTES | 15,828,677.1 | 17,449,852.7 | 12,017,460.0 | 1,257,107.6 | 8,945,474.8 | 1,179,698.1 | 0.0 | 47,256.0 | 0.0 | 0.0 | 56,725,526.3 | | CUENTAS DE ORDEN | 119,993,685.0 | 47,594,871.2 | 359,353,179.9 | 47,403,624.0 | 20,458,093.1 | 20,957,586.5 | 11,252,910.2 | 2,215,352.9 | 2,319,961.2 | 4,206,478.8 | 635,755,742.8 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. | | A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE MARZO DE 2023 C$ 36.3508 X US$ 1.00 | | El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”, a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1218-1-DIC1-2020 de fecha 01 de diciembre del 2020, autorizó a FINANCIERA FINCA NICARAGUA, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1222-1-DIC17-2020 de fecha 17 de diciembre del 2020, autorizó a FINANCIERA FUNDESER, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. |
|
